For Sale
15780 N Prospect Point Drive, Spring Lake, MI 49456
$995,900
MLS # 26020071 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,460 sqftBuilt 19770 acres
1 / 70
Listing Description
Set on the Shores of Spring Lake is relaxed waterfront living at Prospect Point Condominiums! This beautiful 3 bedroom, 3 bathroom home offers approximately 2,400 square feet of comfortable, thoughtfully designed space, ideal for those ready to simplify and enjoy coastal living. The main living area welcomes you with soaring ceilings, warm wood accents, and a striking floor-to-ceiling stone fireplace that creates a cozy focal point for quiet evenings. The open layout flows naturally into the kitchen, where bright cabinetry, generous counter space, center island, and built-in appliances make everyday living and hosting feel fun and effortless. A wall of glass sliders draws your attention to the water, filling the home with natural light and leading to a spacious covered deck. Here, you can enjoy morning coffee, afternoon reading, or evening meals while taking in peaceful lake views. The setting is calm, private, and easy to enjoy in
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 3-bedroom, 3-bath, 2,460 sq ft, with original construction dating to 1977.
Asking $995,900 (about $405/sq ft).
Annual property taxes run approximately $9,934 ($828/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,460 sqft
Year Built1977
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$575 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$9,934
Tax Year2025
State Equalized Value$334,800
Taxable Value$238,634
Assessed Value$238,634
Parcel #70-03-14-128-012
Source: Public Records
Legal Description
UNIT 12 PROSPECT POINT CONDOMINIUM, AS AMENDED, AS RECORDED IN CONSOLIDATING MASTER DEED LIBER 1964 PAGES 610-639 CONDO SUB PLAN NO. 175 SEC 14 T8N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandi L Gentry
RE/MAX Lakeshore
Frequently Asked Questions about 15780 N Prospect Point Drive, Spring Lake, MI 49456
What school district is 15780 N Prospect Point Drive, Spring Lake, MI 49456 in?
Per MLS# 26020071, this property is served by Spring Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26020071, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020071, the most recent reported annual property tax for 15780 N Prospect Point Drive, Spring Lake, MI 49456 is $9,934 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 15780 N Prospect Point Drive, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 15780 N Prospect Point Drive, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$7,034
Principal & interest$6,459
HOA$575
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15780 N Prospect Point Drive, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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