Sold
15965 Ruffino Road, Union Pier, MI 49129
Sold on 09/26/2025 for$730,000
MLS # 25039865 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,800 sqftBuilt 19400.79 acres
1 / 25
Listing Description
Beautifully & FULLY remodeled vintage Union Pier cottage on HUGE private lot just a few minutes walk to Town Line Beach. Clean & cheerful 'contemporary cottage' vibe with Lux vinyl floors, new spacious cooks 'eat-in' kitchen with quartz counters, steel appliances and open shelving, lux modern bathrooms, massive vaulted open second floor is currently used for kids space & could easily sleep 8-12, but would also be an amazing primary suite w/ art studio/office etc. Large laundry room plus additional living on screened porch with hanging daybed.. Detached two car garage for toys - or future studio/ guest cottage. LOTS of possibilities with over 3/4 acre. Can be TURNKEY to make this your immediate 'move in ready' get away. #Style+price+location+ rental possibilities.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,800 sq ft home built in 1940 sits in Chikaming Township in Union Pier.
Closed at $730,000 (about $406/sq ft).
Property tax estimate: $6,739 per year ($562/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,800 sqft
Lot Size0.79 acres
Year Built1940
Stories2
Location
CityUnion Pier
MunicipalityChikaming Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo Area Schools
Construction & Systems
StyleTraditional
ConstructionStucco, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed8/6/2025
Sold Date9/25/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,739
Tax Year2024
Assessed Value$678,000
Parcel #1107000300066035
Source: SparkMLS
Legal Description
per title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dan R Brake
@properties Christie's International R.E.
Frequently Asked Questions about 15965 Ruffino Road, Union Pier, MI 49129
What school district is 15965 Ruffino Road, Union Pier, MI 49129 in?
Per MLS# 25039865, this property is served by New Buffalo Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25039865, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25039865, the most recent reported annual property tax for 15965 Ruffino Road, Union Pier, MI 49129 is $6,739 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 15965 Ruffino Road, Union Pier, MI 49129 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 15965 Ruffino Road, Union Pier, MI 49129 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 15965 Ruffino Road, Union Pier, MI 49129?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 15965 Ruffino Road, Union Pier, MI 49129. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Monthly payment$4,469
Principal & interest$4,469
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15965 Ruffino Road, Union Pier, MI 49129
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Municipality
Chikaming Township
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