Sold
16025 Oak Street, Decatur, MI 49045
Sold on 10/14/2025 for$297,500
MLS # 25036142 (Michigan Regional Information Center (MichRIC))
2 beds2 baths764 sqftBuilt 19550.13 acres
1 / 25
Listing Description
Want Lake Property at a fraction of the cost? This is the cottage for you! Finch Lake is a wonderful All Sports Lake with beautiful views. This is a must-see in person cottage- just waiting for the next owners to come and make lasting memories! This is an open canvas to make your own updates or just enjoy the water and the options of all the other lakes Finch attaches to with just a short boat ride thru the channels - a convenient public boat dock on Big Fish lake! Finch Lake is 114 sq acres and 36 feet deep -come see why Lake Life is so Beautiful- call for your private showing today- agent related to owner
Source: SparkMLS
About this home
2-bedroom, 2-bath, 764 sq ft home in Decatur built in 1955.
This home sold for $297,500 (about $389/sq ft).
Annual property taxes run approximately $1,829 ($152/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area764 sqft
Lot Size0.13 acres
Year Built1955
Stories3
Location
CityDecatur
MunicipalityVolinia Twp
Zip Code49045
CountyCass
School DistrictMarcellus Community Schools
Construction & Systems
ConstructionBlock, Vinyl Siding
BasementCrawl Space, Walk-Out Access
HeatingNone
WaterWell
SewerPublic
UtilitiesElectricity Available
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed7/20/2025
Sold Date10/13/2025
Original Price$319,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,829
Tax Year2024
Assessed Value$39,562
Parcel #14-140-300-018-00
Source: SparkMLS
Legal Description
. 459 5-14 LOT 24 ALSO LAND LYING BETWEEN WATER'S EDGE OF FINCH LAKE & LOT 24 GRIGG'S 1ST ADD TO FOREST HOME.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie A Moneta
Core Real Estate, Inc.
Frequently Asked Questions about 16025 Oak Street, Decatur, MI 49045
Which school district serves 16025 Oak Street, Decatur, MI 49045?
Per MLS# 25036142, 16025 Oak Street, Decatur, MI 49045 is in the Marcellus Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Marcellus Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25036142, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16025 Oak Street, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $1,829 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16025 Oak Street, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 16025 Oak Street, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 16025 Oak Street, Decatur, MI 49045. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 16025 Oak Street, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Volinia Twp police department or the Cass County sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
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Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteUnlicensed Fixed WirelessLicensed Fixed Wireless
7 providers at this address
XfinityCable
1.2 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16025 Oak Street, Decatur, MI 49045
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