Sold
163 S York Street, Belding, MI 48809
Sold on 04/29/2026 for$165,000
MLS # 26012661 (Michigan Regional Information Center (MichRIC))
2 beds1 bath725 sqftBuilt 19300.4 acres
1 / 24
Listing Description
Step into this adorable, well-kept cottage-style home that's truly move-in ready and full of small-town charm. Sitting proudly on a spacious double corner lot, this place gives you room to breathe--perfect for gardening, gatherings, or just enjoying a quiet evening outside.. The home features two cozy bedrooms, a bright kitchen with plenty of updates throughout. Enjoy your morning coffee on the large covered front porch, then unwind on the private back deck overlooking your extra-large yard filled with beautiful perennials. A 2-stall garage adds even more convenience. Whether you're starting out, downsizing, or looking for a solid rental investment, this sweet little home shows wonderfully and has that welcoming, small-town feel that's hard to find.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 725 sq ft home built in 1930 sits in Belding in Belding.
Final sale price: $165,000 (about $228/sq ft).
Property tax estimate: $1,598 per year ($133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area725 sqft
Lot Size0.4 acres
Year Built1930
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed3/30/2026
Sold Date4/28/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,598
Tax Year2025
Assessed Value$37,366
Parcel #401-050-000-045-00
Source: SparkMLS
Legal Description
CITY OF BELDING BELDING 2ND ADDN LOT 7 & 8 BLK 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Leonard L Null
City2Shore Real Estate Inc.
Frequently Asked Questions about 163 S York Street, Belding, MI 48809
What school district is 163 S York Street, Belding, MI 48809 in?
Per MLS# 26012661, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012661, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012661, the most recent reported annual property tax for 163 S York Street, Belding, MI 48809 is $1,598 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 163 S York Street, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 163 S York Street, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
163 S York Street, Belding, MI 48809
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Municipality
Belding
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