Under Contract
16402 Big Four Road, Bear Lake, MI 49614
$180,000
MLS # 1945332 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19601 acres
1 / 49
Listing Description
Perfect opportunity! This 1,300 square foot ranch home, 3 bed 2 bath has been 75% upgraded. The property is 1 Acre across the street from 16,000+ Acres of State Land. Included is a 28' x 32' Pole barn, 10' x 30' lean to and a chicken coop. There is a camper hook up in the yard with 50 amp plug in and septic hook up. The home is close to being finished. Seller has included a list of materials and finishes that go with the sale. The location is minutes from Crystal Mountain Ski & Golf Resort, Iron Fish Distillery the Betsie River and Little Bear Creek. A short drive to Lake Michigan, Crystal Lake, Bear Lake, Glovers Lake. With dinning and shopping along the way. With a vision and some sweat equity you can finish this gem and reap the finished value. If your looking for a great location and opportunity schedule your showing today.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Bear Lake built in 1960.
Listed at $180,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1 acres
Year Built1960
Stories1
Location
CityBear Lake
Zip Code49614
CountyManistee
Construction & Systems
BasementCrawl Space
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed5/18/2026
Terms AcceptedCash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
May 19, 2026
Listed for sale
$180,000
Listed by John Judge
Coldwell Banker Schmidt-Onekama
Frequently Asked Questions about 16402 Big Four Road, Bear Lake, MI 49614
What financing options are available for 16402 Big Four Road, Bear Lake, MI 49614?
Per MLS# 1945332, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
Is 16402 Big Four Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16402 Big Four Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16402 Big Four Road, Bear Lake, MI 49614
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