Under Contract
16402 Big Four Road, Bear Lake, MI 49614
$180,000
MLS # 26023317 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,300 sqftBuilt 19601 acres
1 / 49
Listing Description
Perfect opportunity! This 1,300 square foot ranch home, 3 bed 2 bath has been 75% upgraded. The property is 1 Acre across the street from 16,000+ Acres of State Land. Included is a 28' x 32' Pole barn, 10' x 30' lean to and a chicken coop. There is a camper hook up in the yard with 50 amp plug in and septic hook up. The home is close to being finished. Seller has included a list of materials and finishes that go with the sale. The location is minutes from Crystal Mountain Ski & Golf Resort, Iron Fish Distillery the Betsie River and Little Bear Creek. A short drive to Lake Michigan, Crystal Lake, Bear Lake, Glovers Lake. With dinning and shopping along the way. With a vision and some sweat equity you can finish this gem and reap the finished value. If your looking for a great location and opportunity schedule your showing today.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,300 sq ft home built in 1960 sits in Bear Lake.
Listed at $180,000 (about $138/sq ft).
Annual property taxes run approximately $1,310 ($109/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,300 sqft
Lot Size1 acres
Year Built1960
Stories1
Location
CityBear Lake
MunicipalitySpringdale Twp
Zip Code49614
CountyManistee
School DistrictBenzie
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Connected, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed5/18/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,310
Tax Year2026
Assessed Value$55,165
Parcel #51-13-018-400-02
Source: SparkMLS
Legal Description
PT SE 1/4 COM AT NE COR, S 20 RDS FOR POB. S 208.7FT, W 208.7FT, N 208.7FT, E 208.7FT TO POB. SEC 18 T24N R14W 1.00 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Judge
Coldwell Banker Schmidt - Onekama
Frequently Asked Questions about 16402 Big Four Road, Bear Lake, MI 49614
Which school district serves 16402 Big Four Road, Bear Lake, MI 49614?
Per MLS# 26023317, 16402 Big Four Road, Bear Lake, MI 49614 is in the Benzie boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benzie directly to confirm enrollment eligibility.
What financing options are available for 16402 Big Four Road, Bear Lake, MI 49614?
Per MLS# 26023317, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16402 Big Four Road, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $1,310 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16402 Big Four Road, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 16402 Big Four Road, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 16402 Big Four Road, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Springdale Twp police department or the Manistee County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16402 Big Four Road, Bear Lake, MI 49614
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