For Sale
1643 Lyola Court, Benton Harbor, MI 49022
$169,900
MLS # 26037886 (Michigan Regional Information Center (MichRIC))
2 beds1 bath928 sqftBuilt 19450.17 acres
1 / 26
Listing Description
This charming Fairplain home is the perfect spot for you to enjoy the rest of your summer! Located within miles of the sandy shores of Lake Michigan and all of it's wonderful amenities this home is ready for it's next owner. Home has been recently painted, inside and out. With a newer roof and furnace as well as many replacement windows many of the expensive projects are done. Also most of the flooring on the main level has been updated. Home offers a large rear lawn, full basement and an oversized one car garage.
Source: SparkMLS
About this home
Located in St Joseph Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 928 sq ft, with original construction dating to 1945.
Currently offered at $169,900 (about $183/sq ft).
Property tax estimate: $1,059 per year ($88/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area928 sqft
Lot Size0.17 acres
Year Built1945
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,059
Tax Year2025
Assessed Value$35,362
Parcel #11-18-1900-0015-00-6
Source: SparkMLS
Legal Description
LOT 15 EAST & GRAMS SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$169,900
More Homes in St Joseph Township
Listed by Kelly Arellano Mawhinney
Cressy & Everett Real Estate
Frequently Asked Questions about 1643 Lyola Court, Benton Harbor, MI 49022
Which school district serves 1643 Lyola Court, Benton Harbor, MI 49022?
Per MLS# 26037886, 1643 Lyola Court, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26037886, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1643 Lyola Court, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,059 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1643 Lyola Court, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1643 Lyola Court, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1643 Lyola Court, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Map
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1643 Lyola Court, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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