For Sale
16431 Oak Hill Drive, Fenton, MI 48430
$648,000
MLS # 20261023282 (Realcomp)
3 beds4 baths2,919 sqftBuilt 19450.27 acres
1 / 70
Listing Description
Enjoy lake life now with this move-in-ready Lobdell Lakefront Cottage! With 54 feet of frontage on a serene, more secluded section of the lake, this 3-bedroom, 3.5-bath home offers the perfect blend of relaxation and functionality. The main floor features a spacious primary suite, a 2nd bedroom and a laundry room (not closet). Enjoy stainless appliances, great countertop space and a breakfast nook in the updated kitchen. Natural light pours through the home, especially in the living room, where wall-to-wall windows and skylights showcase peaceful views. A cozy sitting room just off the breakfast nook offers flexible use - perfect as a formal dining space, reading nook, or home office. Upstairs, a charming loft-style bedroom with a private half bath. The completely rebuilt walkout lower level (new structure entirely) offers a bright family room with even more lake views, ideal for entertaining.Outside, enjoy expansive decking & dock. The oversized circle driveway provides rare, abundant parking for lakefront living and leads to a large detached 2-car garage plus an XL shed for storing all your lake toys. Surrounded by great neighbors and move-in ready with immediate occupancy. This is a great opportunity for year round living, snow birds, or vacation rental investors - it’s ready to go!
Source: SparkMLS
About this home
3-bedroom, 4-bath, 2,919 sq ft home in Argentine Township in Fenton built in 1945.
Listed at $648,000 (about $222/sq ft).
Property tax estimate: $9,482 per year ($790/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,919 sqft
Lot Size0.27 acres
Year Built1945
Stories2
Location
CityFenton
MunicipalityArgentine Twp
Zip Code48430
CountyGenesee
School DistrictLinden
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/7/2026
Original Price$672,200
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$9,482
Parcel #0136551007
Source: SparkMLS
Legal Description
LOT 9 WINNETONKA BEACH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Webb
Remerica United Realty-Brighton
Frequently Asked Questions about 16431 Oak Hill Drive, Fenton, MI 48430
What school district is 16431 Oak Hill Drive, Fenton, MI 48430 in?
Per MLS# 20261023282, this property is served by Linden. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261023282, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023282, the most recent reported annual property tax for 16431 Oak Hill Drive, Fenton, MI 48430 is $9,482. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 16431 Oak Hill Drive, Fenton, MI 48430 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16431 Oak Hill Drive, Fenton, MI 48430 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Argentine Twp police department or the Genesee County sheriff's office.
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Monthly payment$4,203
Principal & interest$4,203
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16431 Oak Hill Drive, Fenton, MI 48430
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Municipality
Argentine Township
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County
Oakland County
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