For Sale
16528 Hemlock Drive, Spring Lake, MI 49456
$890,000
MLS # 26033681 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,280 sqftBuilt 20042.24 acres
1 / 59
Listing Description
A rare opportunity in Spring Lake Township. This walkout ranch is situated on over 2 acres of wooded private land. The main level features a 2-stall garage, 3 bedrooms, 2 full bathrooms, and 1,850 sq ft of total living space with soaring ceilings and an open concept throughout. A full remodel of the kitchen was completed in 2022. Downstairs boasts a walkout ranch that essentially acts as a second home. This area has its own 2-stall garage, 2 bedrooms, a full bathroom, a second full kitchen, and an additional 1,430 sq ft of living space. Both levels have their own laundry rooms. The grounds are the real show stopper. The large elevated deck overlooks a gorgeous pond with an aeration fountain surrounded by dense woods. There is a 30'x60' stick-built, heated garage with RV plugin.
Source: SparkMLS
About this home
5-bedroom, 3-bath, 3,280 sq ft home in Spring Lake Township in Spring Lake built in 2004.
Listed at $890,000 (about $271/sq ft).
Annual property taxes run approximately $10,956 ($913/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,280 sqft
Lot Size2.24 acres
Year Built2004
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding, Wood Siding
BasementWalk-Out Access
Garage4 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed7/2/2026
Terms AcceptedOther, Cash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,956
Tax Year2025
State Equalized Value$356,200
Taxable Value$356,200
Assessed Value$356,200
Homestead (PRE)100%
Parcel #70-03-03-100-048
Source: Public Records
Legal Description
PART OF NW 1/4 COM W 1/4 COR, TH S 89D 32M E 1589.22 FT, N 0D 05M 30S E 1897.16 FT TO CEN LI OF HEMLOCK DR, TH N 47D 53M 15S E 190 FT ALG SD CEN LI TO PT OF BEG, TH N 47D 53M 15S E 189.07 FT, S 37D 20M 24S E 154.98 FT, TH S 0D 05M 30S W 506.98 FT, N 89D 32M 41S W 154 FT, TH N 0D 05M 30S E 397.2 FT, TH N 37D 20M 24S W 132.04 FT TO BEG. SEC 3 T8N R16W 2A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 16528 Hemlock Drive, Spring Lake, MI 49456
What school district is 16528 Hemlock Drive, Spring Lake, MI 49456 in?
Per MLS# 26033681, this property is served by Spring Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 16528 Hemlock Drive, Spring Lake, MI 49456?
Per MLS# 26033681, the seller has indicated this property accepts the following financing types: Other, Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033681, the most recent reported annual property tax for 16528 Hemlock Drive, Spring Lake, MI 49456 is $10,956 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 16528 Hemlock Drive, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16528 Hemlock Drive, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Monthly payment$5,773
Principal & interest$5,773
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16528 Hemlock Drive, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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