For Sale
16644 Northwood Trail, Spring Lake, MI 49456
$649,900
MLS # 26025531 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,895 sqftBuilt 20030.62 acres
1 / 57
Listing Description
Tucked at the end of a quiet cul-de-sac on just over a half acre of beautifully wooded land, 16644 Northwood Trail delivers privacy, space, and Spring Lake schools--minutes from the bike path and Lloyd's Bayou. Three main-floor bedrooms include a generous primary suite with a newly renovated spa-inspired bath. A flexible front room serves as a den, office, or formal dining. Soaring ceilings and abundant storage throughout. The fully finished lower level includes a rec room, a full bath, and a 4th bedroom with egress windows. Newer furnace and water heater. Private wooded backyard with a large deck and partially fenced lawn. Oversized three-stall garage with finished floor, plus a rear-yard shed. Don't miss this rare offering--schedule your private showing today!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,895 sq ft home built in 2003 sits in Spring Lake Township in Spring Lake.
Listed at $649,900 (about $224/sq ft).
Estimated annual property tax: $5,278, or about $440 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,895 sqft
Lot Size0.62 acres
Year Built2003
Stories1
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleRanch
ConstructionShingle Siding, Vinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,278
Tax Year2025
State Equalized Value$232,200
Taxable Value$170,345
Assessed Value$170,345
Homestead (PRE)100%
Parcel #70-03-24-111-012
Source: Public Records
Legal Description
LOT 12. NORTHWOOD FARMS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Meghan Reece Heritage
BlueWest Properties, LLC
Frequently Asked Questions about 16644 Northwood Trail, Spring Lake, MI 49456
Which school district serves 16644 Northwood Trail, Spring Lake, MI 49456?
Per MLS# 26025531, 16644 Northwood Trail, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26025531, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 16644 Northwood Trail, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $5,278 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 16644 Northwood Trail, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 16644 Northwood Trail, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 16644 Northwood Trail, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16644 Northwood Trail, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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