For Sale
17039 3rd Street, Arcadia, MI 49613
$220,000
MLS # 26037649 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,061 sqftBuilt 19890.31 acres
1 / 26
Listing Description
Life is better by the lake! Just two blocks from Lake Michigan, this updated 2 bedroom, 2 bath home places you in the heart of everything Arcadia has to offer. Set on a spacious double lot with a detached stick-built garage, the property has been well maintained and is ready for its next owner. Whether you're looking for a year-round home or a weekend getaway, this is a rare opportunity to enjoy the natural beauty, welcoming community, and laid-back lifestyle that make Arcadia one of Northern Michigan's most desirable lakeshore towns.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,061 sq ft home built in 1989 sits in Arcadia.
Asking $220,000 (about $207/sq ft).
Property tax estimate: $1,896 per year ($158/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,061 sqft
Lot Size0.31 acres
Year Built1989
Stories1
Location
CityArcadia
MunicipalityArcadia Twp
Zip Code49613
CountyManistee
School DistrictOnekama
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed7/21/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,896
Tax Year2025
State Equalized Value$82,800
Taxable Value$60,813
Assessed Value$60,813
Homestead (PRE)100%
Parcel #01-600-157-00
Source: Public Records
Legal Description
VILLAGE OF ARCADIA LOTS 8 & 9 BLOCK 23. SALE(78) 25 1363 0728 (84) 3L444 0341 (87) 220 1490 034 (93) 3582 0319, 321
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Listed for sale
$220,000
Listed by Casey J Tennant
CENTURY 21 Northland
Frequently Asked Questions about 17039 3rd Street, Arcadia, MI 49613
What school district is 17039 3rd Street, Arcadia, MI 49613 in?
Per MLS# 26037649, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 17039 3rd Street, Arcadia, MI 49613?
Per MLS# 26037649, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26037649, the most recent reported annual property tax for 17039 3rd Street, Arcadia, MI 49613 is $1,896 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17039 3rd Street, Arcadia, MI 49613 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 17039 3rd Street, Arcadia, MI 49613 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Arcadia Twp police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17039 3rd Street, Arcadia, MI 49613
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