Sold
17130 Spruce Cove Trail NE, Gowen, MI 49326
Sold on 06/25/2026 for$495,000
MLS # 26019051 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,006 sqftBuilt 20222.26 acres
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Listing Description
Step into refined living in this stunning 2022 custom home, where modern design meets elevated finishes. Thoughtfully designed for everyday living, it offers 3 beds, 2 full baths, an office/bonus room, and main floor laundry. The primary suite features a spa like bath with soaking tub, tiled shower with dual heads, marble top double vanity, and walk in closet. Open concept living with luxury plank flooring, electric fireplace, and a kitchen with quartz countertops, ceiling height cabinetry, oversized island, and pantry. A 120 year old barn beam adds warmth and character. Dining sliders lead to a large deck overlooking a private setting. Walkout basement is framed for 2 beds, bath, and living space with plumbing in place, plus a concrete safe room. Set on 2+ acres at the end of a cul de sac with a 2 stall attached garage. School of choice for Lakeview, Greenville, or Cedar Springs. Natural gas, high speed internet, and low HOA fees. Don't miss seeing this one!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,006 sq ft home built in 2022 sits in Spencer Township in Gowen.
Final sale price: $495,000 (about $247/sq ft).
Annual property taxes run approximately $5,160 ($430/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,006 sqft
Lot Size2.26 acres
Year Built2022
Stories1
Location
CityGowen
MunicipalitySpencer Twp
Zip Code49326
CountyKent
School DistrictLakeview
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island, Pantry
Sale & Financing
Listed4/29/2026
Sold Date6/24/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
HOA
HOA Fee$200 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,160
Tax Year2026
State Equalized Value$212,300
Taxable Value$174,574
Assessed Value$174,574
Parcel #410402351018
Source: Public Records
Legal Description
UNIT 18 * SPRUCE FOREST COVE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.371 LIBER 4022 PAGE 285 & AS AMENDED BY LIBER 4242 PAGE 1216 & AS AMENDED BY LIBER 4996 PAGE 433
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Rice
Five Star Real Estate (Courtland)
Frequently Asked Questions about 17130 Spruce Cove Trail NE, Gowen, MI 49326
What school district is 17130 Spruce Cove Trail NE, Gowen, MI 49326 in?
Per MLS# 26019051, this property is served by Lakeview. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019051, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019051, the most recent reported annual property tax for 17130 Spruce Cove Trail NE, Gowen, MI 49326 is $5,160 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17130 Spruce Cove Trail NE, Gowen, MI 49326 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 17130 Spruce Cove Trail NE, Gowen, MI 49326 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spencer Twp police department or the Kent County sheriff's office.
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Monthly payment$3,228
Principal & interest$3,211
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17130 Spruce Cove Trail NE, Gowen, MI 49326
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Municipality
Spencer Township
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