Under Contract
17204 5th Street, Arcadia, MI 49613
$598,500
MLS # 26016430 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,706 sqftBuilt 20060.15 acres
1 / 75
Listing Description
This 2006 built ''Craftsman-inspired'' cottage is perfect as a year-round home, getaway or amazing vacation rental! Quiet neighborhood just 4 blocks from a gorgeous Lake Michigan beach. Impeccable maintenance & top quality improvements make this 4 bed, 2 1/2 bath home still feel like new. Open floor plan, high vaulted ceilings, gas fireplace that is enjoyed from living room, dining and kitchen, 3/4'' hickory floors, main floor primary bedroom & full bath. Hickory island kitchen has newer stainless steel appliances. Laundry on main and lower levels. Upstairs has 2 bedrooms, walk-in closets & full bath. Great arrangement for family or guest privacy! Lower level has natural light in large family room, a laundry/half bath combo and 4th bedroom (egress window just outside bedroom). Outside features covered front porch, screened back porch, paved walkways, arbor, white vinyl fencing, underground sprinkling, perennials, RV pad & plug, generator wiring & 2 car garage w/room above. Special!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,706 sq ft home built in 2006 sits in Arcadia.
Listed at $598,500 (about $221/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,706 sqft
Lot Size0.15 acres
Year Built2006
Stories2
Location
CityArcadia
MunicipalityArcadia Twp
Zip Code49613
CountyManistee
School DistrictOnekama
Construction & Systems
StyleCraftsman
ConstructionHardiPlank Type
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed4/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$18
Tax Year2025
State Equalized Value$200,900
Taxable Value$131,668
Assessed Value$128,207
Homestead (PRE)100%
Parcel #01-600-067-50
Source: Public Records
Legal Description
VILLAGE OF ARCADIA LOT 10 BLK. 8. Closing is subject to seller having found suitable housing downstate.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marjorie Zaccanelli
RE/MAX Bayshore Manistee
Frequently Asked Questions about 17204 5th Street, Arcadia, MI 49613
What school district is 17204 5th Street, Arcadia, MI 49613 in?
Per MLS# 26016430, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26016430, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016430, the most recent reported annual property tax for 17204 5th Street, Arcadia, MI 49613 is $18 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17204 5th Street, Arcadia, MI 49613 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 17204 5th Street, Arcadia, MI 49613 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Arcadia Twp police department or the Manistee County sheriff's office.
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Monthly payment$3,882
Principal & interest$3,882
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17204 5th Street, Arcadia, MI 49613
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