Sold
1786 Point Street, Commerce Twp, MI 48382
Sold on 06/25/2026 for$770,000
MLS # 20261047550 (Realcomp)
3 beds2 baths2,240 sqftBuilt 19650.38 acres
1 / 1
Listing Description
ONE PARTY LISTING & SALE. Nestled on the shores of all-sports Long Lake, this absolutely amazing ranch cottage lake house exudes charm at every turn! RARE 100' LOT, $1M+ homes being built on street on 50' lots. The front yard greets you with an enchanting English-style garden. Step into the sprawling living room and be captivated by incredible lake views, a vaulted ceiling with exposed rafters, and a delightful dormer that floods the space with natural light and character. The well-appointed kitchen features a commercial-grade 6-burner stove with hood and an oversized stainless steel refrigerator (2024), granite countertops, and an appealing pantry room. Each of the three bedrooms reflects the desirable cottage feel that is prominent throughout the home, while the two full baths boast custom tile and trim that will surely please. This phenomenal home has the perfect layout to satisfy both his and her wish lists. The rustic den showcases laminate wood floors, a handsome wood-burning fireplace, a wet bar with cabinetry lighting and bar fridge, an office desk area, and access to the flagstone patio. Positioned perfectly for breathtaking sunsets, the backyard is a true oasis, situated on a double lot with a vast flagstone patio, generous backyard, and numerous perennials for low-maintenance yard care with lots of natural beauty. Entertaining is a dream with the outdoor kitchen, complete with a grill with pot burners, fridge, sink, lighting, serving station & more. The huge yard offers a park-like feel, catering to every age group, including little pirates who will adore the pirate play area and the highly desirable sandy bottom shoreline. Additional features-a seawall w/lighting, a basement, an attached 2-car garage, and detached 2-car garage, plenty of room for boats or water toys. Don't miss this exceptional opportunity on beautiful Long Lake—this premium 101 ft. lakefront lot and upscale cottage are sure to impress! Great location to M-59 & M-5.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,240 sq ft home in Commerce Township in Commerce Twp built in 1965.
Closed at $770,000 (about $344/sq ft).
Property tax estimate: $8,663 per year ($722/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,240 sqft
Lot Size0.38 acres
Year Built1965
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionAluminum Siding
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorHome Warranty, Water Softener/Owned
Sale & Financing
Listed6/22/2026
Sold Date6/24/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$100 / Annually
IncludesLawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$5,195
State Equalized Value$314,770
Taxable Value$170,520
Parcel #1701252003
Source: Public Records
Legal Description
T2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOTS 97 & 98
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Randy Miller
RE/MAX Eclipse Clarkston
Frequently Asked Questions about 1786 Point Street, Commerce Twp, MI 48382
What school district is 1786 Point Street, Commerce Twp, MI 48382 in?
Per MLS# 20261047550, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261047550, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261047550, the most recent reported annual property tax for 1786 Point Street, Commerce Twp, MI 48382 is $5,195. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1786 Point Street, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 1786 Point Street, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1786 Point Street, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$8,663
Monthly$722
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,724
Principal & interest$4,994
Property taxes$722
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1786 Point Street, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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