Sold
18264 Lost Creek Lane, Spring Lake, MI 49456
Sold on 06/23/2026 for$550,000
MLS # 26018749 (Michigan Regional Information Center (MichRIC))
1 bed2 baths2,500 sqftBuilt 20140.24 acres
1 / 33
Listing Description
Upscale standalone condo that shows like new with exceptional style and comfort. Spacious and open floor plan with 10 ft ceilings, abundant natural light, and quality throughout. Gorgeous kitchen with granite center island, plenty of cabinetry, and breakfast nook, open to formal dining area and livingroom with gas log fireplace. Main floor also features a huge primary suite with tiled shower, vanity with dual sinks, and walk in closet with built in shelving. There is also an office, half bath, laundry room with sink and cabinetry, and 4 season room and deck overlooking water. Finished lower level adds 800 sq. ft. with daylight windows and walkout. The large 50x16 finished room offers excellent potential to create two additional bedrooms plus a spacious living area. Also plumbed for full bath and plenty of storage space. Other amenities include hardwood flooring, all solid surface countertops, zoned heating, handicap accessibility with wide doorways and hallways, and finished garage.
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 1-bedroom, 2-bath, 2,500 sq ft, with original construction dating to 2014.
This home sold for $550,000 (about $220/sq ft).
Annual property taxes run approximately $4,850 ($404/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms2
Living Area2,500 sqft
Lot Size0.24 acres
Year Built2014
Stories1
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/29/2026
Sold Date6/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$417 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$4,850
Tax Year2025
State Equalized Value$247,500
Taxable Value$197,042
Assessed Value$197,042
Homestead (PRE)100%
Parcel #70-03-08-227-002
Source: Public Records
Legal Description
UNIT 40 THE COTTAGES, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 2843 PAGES 840-907 CONDOMINIUM SUBDIVISION PLAN NO. 271 SEC 8 T6N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christine Estep
Greenridge Realty
Frequently Asked Questions about 18264 Lost Creek Lane, Spring Lake, MI 49456
What school district is 18264 Lost Creek Lane, Spring Lake, MI 49456 in?
Per MLS# 26018749, this property is served by Grand Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 18264 Lost Creek Lane, Spring Lake, MI 49456?
Per MLS# 26018749, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018749, the most recent reported annual property tax for 18264 Lost Creek Lane, Spring Lake, MI 49456 is $4,850 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 18264 Lost Creek Lane, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 18264 Lost Creek Lane, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,211
Principal & interest$3,794
HOA$417
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18264 Lost Creek Lane, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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