Sold
1830 S West Bay Shore Drive, Suttons Bay, MI 49682
Sold on 03/26/2026 for$455,000
MLS # 1932857 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19860.47 acres
1 / 32
Listing Description
SELLER SAYS MAKE IT GO AWAY! BRING ANY/ALL OFFERS. Heat has been installed in the lower level bedroom. This is a great Suttons Bay home. Three bedrms and 2 full baths on the main floor+ 1 full bath and spacious family room on lower level. Open concept living features big kitchen island, solid surface countertops dining area and cozy living room with wood burning fireplace. New flooring throughout and new lighting. Lower level family room pre-wired for surround sound with nook to create wet bar, dry bar or small home office. Full bathroom and fully conforming fourth bedroom awaits your creativity to finish it out. House is virtually staged for the purposes of marketing The attached garage is oversized- has built-in shelving and electric door openers on both doors. The grounds are like a private oasis. Step out the backdoor and enjoy the secluded partially wooded lot and the serenity of the forest out your backdoor. It is wired for a hot tub on back patio complete with floor drain. This home has tons of storage in the lower level which could be converted to additional living space. Think game room- home gym etc
Source: SparkMLS
About this home
4-bedroom, 3-bath home in Suttons Bay built in 1986.
This home sold for $455,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.47 acres
Year Built1986
Stories1
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
Construction & Systems
BasementDaylight, Other
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed4/23/2025
Sold Date3/25/2026
Original Price$599,900
Terms AcceptedCash, Conventional, Land Contract, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carole L Higgins
Cygnus Real Estate
Frequently Asked Questions about 1830 S West Bay Shore Drive, Suttons Bay, MI 49682
Can I use FHA or VA financing for this property?
Per MLS# 1932857, the seller has indicated this property accepts the following financing types: Cash, Conventional, Land Contract, Other. Financing acceptance is subject to change — confirm with the listing agent.
Is 1830 S West Bay Shore Drive, Suttons Bay, MI 49682 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1830 S West Bay Shore Drive, Suttons Bay, MI 49682 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
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Monthly payment$3,035
Principal & interest$3,035
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1830 S West Bay Shore Drive, Suttons Bay, MI 49682
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