Sold
1861 E Monroe Street, White Cloud, MI 49349
Sold on 07/02/2026 for$269,000
MLS # 26004383 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,597 sqftBuilt 19453 acres
1 / 39
Listing Description
AT NO FAULT OF THE SELLER, potential buyers did not qualify for financing, this is back on the market! NEW ROOF installed March 2026! This HIGH AND DRY with over 200 feet of river frontage. beautifully remodeled 3 bedroom, 1 full bathroom stick-built home offers the kind of setting buyers dream about and rarely find. Set on an open 3-acre parcel, the property blends peaceful country living with everyday convenience and easy access to White Cloud and the surrounding communities. Inside, the home feels fresh, clean, and thoughtfully updated, ready for its next owner to simply move in and start living. The layout is comfortable and functional, while the attached two-car garage adds practicality and storage for all seasons. This property delivers the rare combination of a newly remodeled home, acreage, and direct White River frontage. A true turnkey opportunity offering tranquility, beauty, and a fresh start in one of Michigan's most desirable natural settings
Source: SparkMLS
About this home
Located in White Cloud, this property offers 3-bedroom, 1-bath, 1,597 sq ft, with original construction dating to 1945.
This home sold for $269,000 (about $168/sq ft).
Annual property taxes run approximately $1,463 ($122/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,597 sqft
Lot Size3 acres
Year Built1945
Stories1
Location
CityWhite Cloud
MunicipalityWilcox Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected
InteriorBroadband, Garage Door Opener, LP Tank Rented
Sale & Financing
Listed4/19/2026
Sold Date7/1/2026
Original Price$275,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$4,000
Source: SparkMLS
Tax Information
Annual Tax$1,463
Tax Year2025
Assessed Value$46,087
Parcel #11-21-100-010
Source: SparkMLS
Legal Description
PAR DESC AS COM 283 FT E OF SW COR SE1/4 NW1/4 TH N 350 FT E 430 FT TH S TO WHITE RIVER TH S'LY ALG SD RIVER TO 1/4 LINE TH W ABT 350 FT TO BEG SEC. 21 T14N R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rex Skupien
Greenridge Realty Inc
Frequently Asked Questions about 1861 E Monroe Street, White Cloud, MI 49349
Which school district serves 1861 E Monroe Street, White Cloud, MI 49349?
Per MLS# 26004383, 1861 E Monroe Street, White Cloud, MI 49349 is in the White Cloud boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Cloud directly to confirm enrollment eligibility.
What financing options are available for 1861 E Monroe Street, White Cloud, MI 49349?
Per MLS# 26004383, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1861 E Monroe Street, White Cloud, MI 49349?
Per public tax records, annual property taxes for this property are $1,463 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1861 E Monroe Street, White Cloud, MI 49349 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1861 E Monroe Street, White Cloud, MI 49349 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1861 E Monroe Street, White Cloud, MI 49349. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1861 E Monroe Street, White Cloud, MI 49349?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Wilcox Twp police department or the Newaygo County sheriff's office.
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Monthly payment$1,816
Principal & interest$1,816
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
TruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1861 E Monroe Street, White Cloud, MI 49349
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