For Sale
1864 E Chippewa River Road, Midland, MI 48640
$375,000
MLS # 50214179 (MiRealSource)
4 beds3 bathsBuilt 19682.26 acres
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Listing Description
Welcome to 1864 E Chippewa River Rd in Midland! Nestled along the beautiful Chippewa River, this property offers the perfect combination of peaceful waterfront living and everyday convenience. With private river frontage, you'll enjoy stunning views, easy access to the water, and a relaxing setting that's perfect for fishing, kayaking, canoeing, or simply unwinding by the river. Situated on a spacious lot, the property provides plenty of room to enjoy the outdoors, entertain guests, or create your own backyard retreat. Inside, the home features a comfortable layout with abundant natural light and endless potential to make it your own. Whether you're looking for a year-round residence or a peaceful getaway, this waterfront property on the Chippewa River is a rare opportunity you won't want to miss. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Midland, this property offers 4-bedroom, 3-bath, with original construction dating to 1968.
Listed at $375,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size2.26 acres
Year Built1968
Location
CityMidland
MunicipalityHomer Twp
Zip Code48640
CountyMidland
School DistrictMidland
Construction & Systems
ConstructionBrick
Garage2 spaces
SewerSeptic Tank
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Parcel #040-024-100-650-00
Source: SparkMLS
Legal Description
SEC 24 T14N R1E COM 1191 FT S & 559.3 FT S 74D25M W OF E 1/8 COR ON N SEC LN, TH S 74D 25M W 131.9 FT, S 03D 200 FT, N 74D 25M E 26.4 FT, S 03D W 584 FT TO N BK CHIP RIV, N 49D 45M E 136.98 FT ALG N BANK OF CHIP RIV, N 03D 724.4 FT TO POB
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 8, 2026
Listed for sale
$375,000
Listed by Aiden Wilder
Pinnacle Realty
Frequently Asked Questions about 1864 E Chippewa River Road, Midland, MI 48640
Which school district serves 1864 E Chippewa River Road, Midland, MI 48640?
Per MLS# 50214179, 1864 E Chippewa River Road, Midland, MI 48640 is in the Midland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Midland directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50214179, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1864 E Chippewa River Road, Midland, MI 48640 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1864 E Chippewa River Road, Midland, MI 48640 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1864 E Chippewa River Road, Midland, MI 48640?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Homer Twp police department or the Midland County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1864 E Chippewa River Road, Midland, MI 48640
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