Sold
18655 Monica Street, Detroit, MI 48221
Sold on 06/12/2026 for$120,000
MLS # 20261028354 (Realcomp)
3 beds2 baths1,933 sqftBuilt 19370.08 acres
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Listing Description
A well-maintained home in Bagley for 135k!?! That's right this almost 1400 square foot colonial is now available. This 3-bedroom home features all the charm a buyer would look for in a home. A large living room that effortlessly flows into the large dining room. The kitchen has solid wood cabinets and an island. Upstairs you'll find 3 bedrooms and a large full bathroom. The basement is partially finished with a half bath. Out back you'll find a wonderful 3 season room on the patio and large deattached garage. All of this located in a highly coveted area for 135K. 24 hour notice to show and must close by July 1st!
Source: SparkMLS
About this home
Located in Bagley in Detroit, this property offers 3-bedroom, 2-bath, 1,933 sq ft, with original construction dating to 1937.
Closed at $120,000 (about $62/sq ft).
Annual property taxes run approximately $3,639 ($303/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,933 sqft
Lot Size0.08 acres
Year Built1937
Stories2
Location
CityDetroit
Zip Code48221
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
InteriorBasement Partially Finished
Sale & Financing
Listed4/23/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$5,670
Tax Year2025
State Equalized Value$56,700
Assessed Value$56,700
Homestead (PRE)100%
Parcel #16021632.
Source: Public Records
Legal Description
W MONICA 103 CANTERBURY GARDENS L37 P65 PLATS, W C R 16/291 35 X 101
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James D Wellington
RE/MAX First
Frequently Asked Questions about 18655 Monica Street, Detroit, MI 48221
Which school district serves 18655 Monica Street, Detroit, MI 48221?
Per MLS# 20261028354, 18655 Monica Street, Detroit, MI 48221 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 18655 Monica Street, Detroit, MI 48221?
Per MLS# 20261028354, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 18655 Monica Street, Detroit, MI 48221?
Per public tax records, annual property taxes for this property are $5,888. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 18655 Monica Street, Detroit, MI 48221 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 18655 Monica Street, Detroit, MI 48221 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 18655 Monica Street, Detroit, MI 48221?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,639
Monthly$303
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,179
Principal & interest$876
Property taxes$303
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18655 Monica Street, Detroit, MI 48221
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Neighborhood
Bagley
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Community
Detroit
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County
Wayne County
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