Sold
187 Washington Street, Saranac, MI 48881
Sold on 04/14/2026 for$255,000
MLS # 26009333 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,300 sqftBuilt 19970.16 acres
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Listing Description
Welcome to this inviting 3-bedroom, 2-bath home in the charming village of Saranac. Filled with natural light, the open and airy layout creates a warm and comfortable living space. The beautiful kitchen features a center island, abundant cabinetry, stainless steel appliances, and a slider leading to the back deck. Ideal for entertaining or relaxing while overlooking the spacious fenced backyard. The main floor offers two bedrooms and a full bath, while the upper level features a larger bedroom with its own bathroom and a bonus area perfect for a home office, reading nook, or flex space. The unfinished basement offers plenty of storage and great potential for you to add your own finishing touches or additional living space. Enjoy small-town living while being close to everyday conveniences including parks, local shops, schools, dining, and outdoor recreation. Just minutes from the scenic Grand River and nearby trails, with easy access to surrounding communities. A great opportunity
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,300 sq ft home in Saranac Village in Saranac built in 1997.
Closed at $255,000 (about $196/sq ft).
Property tax estimate: $2,757 per year ($230/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,300 sqft
Lot Size0.16 acres
Year Built1997
Stories2
Location
CitySaranac
MunicipalitySaranac Vlg-BstnTwp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed3/11/2026
Sold Date4/13/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,757
Tax Year2025
Assessed Value$63,346
Parcel #021-011-000-125-00
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC COM 396FT S & 128FT E OF INTERS OF C/L SUMMIT & PARSONAGE STS; TH E 68FT, TH S 99FT TO N LI WASHINGTON ST, TH W 68FT, TH N 99FT TO POB SEC 11-6-8 BOSTON TWP, IONIA COUNTY, MICHIGAN COMB ON 12/31/2000 FROM 021-011-000-125-10 & 021-0 11-000-125-20 & 021-050-000-070-20;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Morgan Jones
616 Realty LLC
Frequently Asked Questions about 187 Washington Street, Saranac, MI 48881
What school district is 187 Washington Street, Saranac, MI 48881 in?
Per MLS# 26009333, this property is served by Saranac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 187 Washington Street, Saranac, MI 48881?
Per MLS# 26009333, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009333, the most recent reported annual property tax for 187 Washington Street, Saranac, MI 48881 is $2,757 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 187 Washington Street, Saranac, MI 48881 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 187 Washington Street, Saranac, MI 48881 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vlg-BstnTwp police department or the Ionia County sheriff's office.
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Monthly payment$1,595
Principal & interest$1,595
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
187 Washington Street, Saranac, MI 48881
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Municipality
Saranac Village
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