Sold
1890 James Street, Ubly, MI 48475
Sold on 08/29/2025 for$245,000
MLS # 20251020725 (Realcomp)
3 beds3 baths1,706 sqftBuilt 99990.5 acres
1 / 31
Listing Description
Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom brick home, perfectly situated on a corner lot at Franklin St. and James in the heart of Ubly. Just a short walk to local schools and the downtown area, this property offers small town charm with everyday convenience. From the moment you arrive, you'll appreciate the dual-access driveway from both Franklin and James, providing flexibility and ease of parking. Step inside to find a warm and inviting interior featuring a spacious, open-concept living and dining area. A large bay window in the living room floods the space with natural light and includes a cozy built-in window seat. Perfect for relaxing or reading a book. The heart of the home is the generous kitchen, thoughtfully designed with custom cabinetry, abundant counter space, and a massive 6x9 walk-in pantry. Just off the dining area, the all-season room offers year-round enjoyment and easy access to the backyard. The first-floor laundry room, complete with an adjacent half bath, adds practicality to your daily routine. The home is heated with reliable hot water heat and also features a heat pump system that provides central air. The full, dry basement offers ample storage and potential for future finishing. Additional highlights include a whole house generator, providing peace of mind during any weather and timeless brick exterior for lasting curb appeal. This lovingly cared for property blends classic character with modern comforts, making it a must see home in a wonderful location. Call today for your personal tour!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,706 sq ft home in Ubly Village in Ubly built in 9999.
Closed at $245,000 (about $144/sq ft).
Estimated annual property tax: $2,490, or about $208 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Thumb Electric Cooperative; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,706 sqft
Lot Size0.5 acres
Year Built9999
Stories1
Location
CityUbly
Zip Code48475
CountyHuron
School DistrictUbly Community Schools
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingHot Water
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed7/23/2025
Sold Date8/28/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,490
Parcel #4002802650
Source: SparkMLS
Legal Description
N 1/2 LOT 1 & N 1/2 LOT 2 BLK 8 THOMAS MURPHYS 1ST ADD TO UBLY.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rosemary Cooper
Hagle Real Estate LLC
Frequently Asked Questions about 1890 James Street, Ubly, MI 48475
Which school district serves 1890 James Street, Ubly, MI 48475?
Per MLS# 20251020725, 1890 James Street, Ubly, MI 48475 is in the Ubly Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ubly Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251020725, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1890 James Street, Ubly, MI 48475?
Per public tax records, annual property taxes for this property are $2,490. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1890 James Street, Ubly, MI 48475 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1890 James Street, Ubly, MI 48475 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1890 James Street, Ubly, MI 48475. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1890 James Street, Ubly, MI 48475?
Per Michigan Public Service Commission service territory data: Electric: Thumb Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteFixed WirelessSatelliteUnlicensed Fixed WirelessLicensed Fixed Wireless
9 providers at this address
XfinityCable
1.2 GbpsAir AdvantageFiber
1 GbpsPigeon Telephone CompanyFiber
300 MbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Thumb Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1890 James Street, Ubly, MI 48475
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Municipality
Ubly Village
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