For Sale
18918 Whispering Pines Way, Spring Lake, MI 49456
$1,099,000
MLS # 26016069 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,850 sqftBuilt 20051.49 acres
1 / 65
Listing Description
Welcome to 18918 Whispering Pines Way, Spring Lake! This is a truly exceptional home where craftsmanship and thoughtful design take center stage. The hand-carved front door sets the tone for the quality and character found throughout, complemented by solid wood doors custom stained to perfection and extensive crown molding. The heart of the home showcases GE Monogram appliances, paired with beautifully hand-stained wood floors on the main level finished with premium Rubio products. Built-in surround sound flows throughout the main floor and extends to the back deck, creating an ideal setting for both everyday living and entertaining. A custom mudroom with built-in lockers and bench storage adds convenience and organization. The stunning primary suite offers exquisite custom woodwork, along with a charming window seat featuring hidden storage. The en-suite bathroom provides a spa-like experience with a large walk-in shower and dual shower heads.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 3,850 sq ft home in Spring Lake Township in Spring Lake built in 2005.
Currently offered at $1,099,000 (about $285/sq ft).
Property tax estimate: $8,115 per year ($676/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,850 sqft
Lot Size1.49 acres
Year Built2005
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleTraditional
ConstructionBrick, HardiPlank Type, Wood Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Pantry
Sale & Financing
Listed4/15/2026
Original Price$1,200,000
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$500 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$8,115
Tax Year2025
State Equalized Value$360,000
Taxable Value$261,887
Assessed Value$261,887
Homestead (PRE)100%
Parcel #70-03-03-102-004
Source: Public Records
Legal Description
UNIT 4 HEMLOCK RIDGE ESTATES, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 4489 PAGE 88 CONDO SUB PLAN NO 380 SEC 3 T8N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian David Klingel
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 18918 Whispering Pines Way, Spring Lake, MI 49456
Which school district serves 18918 Whispering Pines Way, Spring Lake, MI 49456?
Per MLS# 26016069, 18918 Whispering Pines Way, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
What financing options are available for 18918 Whispering Pines Way, Spring Lake, MI 49456?
Per MLS# 26016069, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 18918 Whispering Pines Way, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $8,115 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 18918 Whispering Pines Way, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 18918 Whispering Pines Way, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 18918 Whispering Pines Way, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$7,170
Principal & interest$7,128
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18918 Whispering Pines Way, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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