Sold
19 Clay Street, Manistee, MI 49660
Sold on 05/22/2026 for$151,000
MLS # 26020741 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,408 sqftBuilt 18800.09 acres
1 / 49
Listing Description
Charming home with natural woodwork, arched openings and, it appears, hardwood floors under at least some of the carpets. Expansive wall of counter & cabinet space with room for an island if desired. Updated smooth top range, refrigerator, washer & dryer. A mud room/sun room buffers the outside weather and provides space for boots, shoes, strollers, bikes and more. Dining room opens to living room. One main floor bedroom with 2 bedrooms plus a large landing upstairs. Replacement windows, central air and circuit breaker electrical. Full basement provides great storage or project space. Nice level backyard for gardening, entertaining or relaxing. BBQ on the little brick patio. Just minutes to gorgeous Lake Michigan beaches, the Riverwalk and Historic Downtown Manistee shops and restaurants. Side door has a nice ramp in place if needed and there are steps underneath if would like to remove. Solid home at a price that makes sense! Highest & best offers due by Thursday the 14th at 5:00
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,408 sq ft home built in 1880 sits in Manistee in Manistee.
Closed at $151,000 (about $107/sq ft).
Annual property taxes run approximately $1,641 ($137/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,408 sqft
Lot Size0.09 acres
Year Built1880
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleTraditional
ConstructionOther
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Phone Connected, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed5/6/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,114
Tax Year2025
State Equalized Value$60,200
Taxable Value$25,959
Assessed Value$25,277
Parcel #51-448-727-10
Source: Public Records
Legal Description
FILER + SMITHS ADD W 1/2 OF LOT 5 BLOCK 15
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Margie Zaccanelli
RE/MAX Bayshore Manistee
Frequently Asked Questions about 19 Clay Street, Manistee, MI 49660
Which school district serves 19 Clay Street, Manistee, MI 49660?
Per MLS# 26020741, 19 Clay Street, Manistee, MI 49660 is in the Manistee boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Manistee directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020741, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 19 Clay Street, Manistee, MI 49660?
Per public tax records, annual property taxes for this property are $1,114 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 19 Clay Street, Manistee, MI 49660 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 19 Clay Street, Manistee, MI 49660 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 19 Clay Street, Manistee, MI 49660?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$1,641
Monthly$137
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,044
Principal & interest$907
Property taxes$137
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19 Clay Street, Manistee, MI 49660
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Municipality
Manistee
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