For Sale
190 Riverside Drive, Cheboygan, MI 49721
$479,000
MLS # 201838377
4 beds2 bathsBuilt 1958
1 / 85
Listing Description
Live the Inland Waterway Lifestyle on Riverside Drive Mornings here start slower... Coffee in hand, sunlight pouring through oversized picture windows, the Cheboygan River quietly moving just beyond your backyard. Boats drift by. Wildlife passes. And suddenly, you realize--this isn't a vacation. It's home. Welcome to your immaculately maintained brick ranch on the Cheboygan River, perfectly positioned along Michigan's sought-after Inland Waterway--a rare opportunity for boating enthusiasts to explore miles of connected lakes and waterways right from your own shoreline. Inside, the home offers a layout that simply works., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1958 sits in Cheboygan in Cheboygan.
Asking $479,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Year Built1958
Location
CityCheboygan
MunicipalityCheboygan
Zip Code49721
CountyCheboygan
Sale & Financing
Listed12/29/2025
Original Price$489,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly Didrichsons
Berkshire Hathaway HomeServices-Cheboygan
Frequently Asked Questions about 190 Riverside Drive, Cheboygan, MI 49721
Is 190 Riverside Drive, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 190 Riverside Drive, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheboygan police department or the Cheboygan County sheriff's office.
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Monthly payment$3,107
Principal & interest$3,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
190 Riverside Drive, Cheboygan, MI 49721
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Municipality
Cheboygan
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