For Sale
19276 4th Street, Chippewa Lake, MI 49320
$350,000
MLS # 26011864 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,560 sqftBuilt 19550.33 acres
1 / 55
Listing Description
Enjoy life on 790-acre all-sports Chippewa Lake with this fully remodeled, move-in-ready home offering year-round enjoyment & strong rental potential. The interior has been updated with new luxury vinyl plank flooring, fresh paint, shaker-style cabinetry, quartz countertops, stainless steel appliances, AC, tile backsplash, creating a clean, modern feel throughout. Featuring 3 bedrooms and 1.5 baths, the open living, dining, and kitchen layout is designed to maximize lake views from the living room and bedrooms, bringing natural light and water views into the main living spaces. Outside, enjoy a large deck and gazebo overlooking the lake, ideal for entertaining and sunset views. The property also includes a 2-stall attached garage and a bonus outbuilding/bunkhouse for additional sleeping space, storage, or guest use. Chippewa Lake offers all-season recreation, including boating, swimming, great fishing, and kayaking in the summer, and snowmobiling, ice fishing in winter! Pu
Source: SparkMLS
About this home
Located in Chippewa Lake, this property offers 3-bedroom, 2-bath, 1,560 sq ft, with original construction dating to 1955.
Currently offered at $350,000 (about $224/sq ft).
Estimated annual property tax: $3,810, or about $318 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,560 sqft
Lot Size0.33 acres
Year Built1955
Stories1
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorGarage Door Opener, Guest Quarters, Eat-in Kitchen
Sale & Financing
Listed3/25/2026
Terms AcceptedCash, FHA, Conventional
HOA
HOA Fee$500 / Annually
IncludesSewer
Source: SparkMLS
Tax Information
Annual Tax$3,810
Tax Year2025
Assessed Value$146,200
Parcel #540306502900
Source: SparkMLS
Legal Description
SEC 30 T16N R08W LOT 9 ASSESSOR'S PLAT OF WEST CHIPPEWA LAKE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Eldon R Palmer
616 Realty LLC
Frequently Asked Questions about 19276 4th Street, Chippewa Lake, MI 49320
What school district is 19276 4th Street, Chippewa Lake, MI 49320 in?
Per MLS# 26011864, this property is served by Chippewa Hills. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 19276 4th Street, Chippewa Lake, MI 49320?
Per MLS# 26011864, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011864, the most recent reported annual property tax for 19276 4th Street, Chippewa Lake, MI 49320 is $3,810 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 19276 4th Street, Chippewa Lake, MI 49320 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 19276 4th Street, Chippewa Lake, MI 49320 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
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Monthly payment$2,312
Principal & interest$2,270
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19276 4th Street, Chippewa Lake, MI 49320
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