For Sale
193 1st Street, Shelby, MI 49455
$190,000
MLS # 26037617 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,400 sqftBuilt 00.67 acres
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Listing Description
Welcome to this charming 3-bedroom, 1-bathroom residence in Shelby, Michigan, offering 1,400 square feet of comfortable living space. Set on a generous lot, this single-family home provides ample private outdoor space for recreation and relaxation. The property features 3 outbuildings, delivering exceptional convenience and storage capacity for vehicles and equipment. Whether you're seeking a practical home base or room to grow, this well-proportioned residence combines functional floor plan with solid square footage to accommodate your lifestyle needs.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,400 sq ft home in Shelby Village in Shelby.
Listed at $190,000 (about $136/sq ft).
Estimated annual property tax: $1,740, or about $145 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,400 sqft
Lot Size0.67 acres
Year Built0
Stories1
Location
CityShelby
MunicipalityShelby Vlg
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementOther
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed7/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,740
Tax Year2025
Assessed Value$28,167
Parcel #046-046-593-001-00
Source: SparkMLS
Legal Description
Lengthy
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Listed for sale
$190,000
Listed by Tim Horton
Wickstra Realty, Inc.
Frequently Asked Questions about 193 1st Street, Shelby, MI 49455
Which school district serves 193 1st Street, Shelby, MI 49455?
Per MLS# 26037617, 193 1st Street, Shelby, MI 49455 is in the Shelby boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Shelby directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26037617, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 193 1st Street, Shelby, MI 49455?
Per public tax records, annual property taxes for this property are $1,740 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 193 1st Street, Shelby, MI 49455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 193 1st Street, Shelby, MI 49455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 193 1st Street, Shelby, MI 49455?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Shelby Vlg police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
193 1st Street, Shelby, MI 49455
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Municipality
Shelby Village
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County
Macomb County
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