For Sale
19479 Spencer Street, Detroit, MI 48234
$90,000
MLS # 20261031730 (Realcomp)
3 beds1 bath1,168 sqftBuilt 19270.09 acres
1 / 7
Listing Description
Excellent investment or starter home opportunity in Detroit! 19479 Spencer offers a spacious layout with great bones and tons of upside potential. Whether you're an investor looking for your next rental or a buyer ready to build equity, this property checks the boxes. Features include generous living space, a sizable lot, and strong rental potential. Conveniently located near schools, shopping, and major freeways for easy access throughout the city. With a little vision and TLC, this could be a fantastic addition to any portfolio or a great place to call home. Priced to sell, don't miss this opportunity! Photos can be sent out upon request
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,168 sq ft home in Grant in Detroit built in 1927.
Currently offered at $90,000 (about $77/sq ft).
Estimated annual property tax: $1,983, or about $165 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,168 sqft
Lot Size0.09 acres
Year Built1927
Stories2
Location
CityDetroit
Zip Code48234
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Original Price$115,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,090
Tax Year2025
State Equalized Value$30,900
Assessed Value$30,900
Parcel #15006096.
Source: Public Records
Legal Description
W SPENCER 155 PATERSON BROS & CO OUTER DRIVE VAN DYKE SUB L46 P89 PLATS, W C R 15/260 36 X 110.40
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ian Billock
Top Agent Realty
Frequently Asked Questions about 19479 Spencer Street, Detroit, MI 48234
What school district is 19479 Spencer Street, Detroit, MI 48234 in?
Per MLS# 20261031730, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261031730, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261031730, the most recent reported annual property tax for 19479 Spencer Street, Detroit, MI 48234 is $2,710. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 19479 Spencer Street, Detroit, MI 48234 eligible for USDA financing?
Per USDA Rural Development boundary data, 19479 Spencer Street, Detroit, MI 48234 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 19479 Spencer Street, Detroit, MI 48234 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$1,983
Monthly$165
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$749
Principal & interest$584
Property taxes$165
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19479 Spencer Street, Detroit, MI 48234
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Neighborhood
Grant
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Community
Detroit
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County
Wayne County
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