Sold
196 Beach Street, Pontiac, MI 48342
Sold on 06/16/2026 for$89,900
MLS # 20261036861 (Realcomp)
3 beds1 bath1,000 sqftBuilt 19200.18 acres
1 / 14
Listing Description
Opportunity awaits with this classic Pontiac bungalow featuring 3 bedrooms, 1 bath and approximatetly 1,000 square feet of living space on a generous lot. Home needs updates and repairs but already includes several valuable improvements, including newer windows on the main level, newer furnace and a newer washer, dryer and refridgerator that are included with the sale. Convenient access to downtown Pontiac, M-59 and I-75. Close to shopping, dining, entertainment and recreation. Great potential. Sold as is.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,000 sq ft home built in 1920 sits in Pontiac in Pontiac.
This home sold for $89,900 (about $90/sq ft).
Annual property taxes run approximately $1,447 ($121/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,000 sqft
Lot Size0.18 acres
Year Built1920
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
Sale & Financing
Listed5/19/2026
Sold Date6/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,447
State Equalized Value$32,810
Taxable Value$32,810
Parcel #1421354012
Source: Public Records
Legal Description
T3N, R10E, SEC 21 BEACH ADDITION LOT 30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Trish W Shaffer
Oxford Property Group
Frequently Asked Questions about 196 Beach Street, Pontiac, MI 48342
Which school district serves 196 Beach Street, Pontiac, MI 48342?
Per MLS# 20261036861, 196 Beach Street, Pontiac, MI 48342 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What financing options are available for 196 Beach Street, Pontiac, MI 48342?
Per MLS# 20261036861, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 196 Beach Street, Pontiac, MI 48342?
Per public tax records, annual property taxes for this property are $1,447. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 196 Beach Street, Pontiac, MI 48342 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 196 Beach Street, Pontiac, MI 48342 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 196 Beach Street, Pontiac, MI 48342?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$648
Principal & interest$648
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
196 Beach Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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