Sold
196 Luther Avenue, Pontiac, MI 48341
Sold on 06/12/2026 for$125,000
MLS # 20261029154 (Realcomp)
3 beds1 bath869 sqftBuilt 19470.12 acres
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Listing Description
**HIGHEST AND BEST OFFERS DUE BY 7PM ON 5/2.** Charming and beautifully updated 3-bedroom, 1-bath bungalow in Pontiac offering the perfect blend of comfort, convenience, and potential. Ideally situated on a quiet dead-end street just moments from Woodward Avenue and Telegraph Road, this home provides easy access to shopping, dining, and commuting. Inside, you'll find a bright living area, spacious bedrooms, and a cozy kitchen, while the upper level offers flexible additional living space ideal for a third bedroom, home office, or bonus room. Major updates include a new roof (2023), new windows (2017), new furnace/electrical upgrades (2017), new hot water tank (2024), brand new appliances, and all new flooring throughout. Conveniently located near Costco, Target, and many great restaurants, this move-in-ready home is a fantastic opportunity for first-time buyers, investors, or anyone looking to downsize.
Source: SparkMLS
About this home
Located in Pontiac in Pontiac, this property offers 3-bedroom, 1-bath, 869 sq ft, with original construction dating to 1947.
This home sold for $125,000 (about $144/sq ft).
Estimated annual property tax: $836, or about $70 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area869 sqft
Lot Size0.12 acres
Year Built1947
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48341
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionOther
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/28/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$836
State Equalized Value$22,470
Taxable Value$13,510
Parcel #1904177019
Source: Public Records
Legal Description
T2N, R10E, SEC 04 WOODWARD ESTATES SUB LOT 337
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Evan DeCiantis
REALTEAM Real Estate
Frequently Asked Questions about 196 Luther Avenue, Pontiac, MI 48341
What school district is 196 Luther Avenue, Pontiac, MI 48341 in?
Per MLS# 20261029154, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261029154, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261029154, the most recent reported annual property tax for 196 Luther Avenue, Pontiac, MI 48341 is $836. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 196 Luther Avenue, Pontiac, MI 48341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 196 Luther Avenue, Pontiac, MI 48341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$772
Principal & interest$772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
196 Luther Avenue, Pontiac, MI 48341
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Municipality
Pontiac
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County
Oakland County
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