For Sale
1971 Fern Beach, Battle Creek, MI 49014
$335,000
MLS # 26026742 (Michigan Regional Information Center (MichRIC))
1 bed2 baths1,240 sqftBuilt 19470.18 acres
1 / 35
Listing Description
Experience the best of lakefront living on beautiful Beadle Lake! Nestled at the end of a quiet dead-end street, this charming waterfront retreat offers 60 ft of private frontage & breathtaking views in a peaceful setting. While officially a 1-bedroom home, the spacious loft & finished bonus space above the garage provide flexible options for addl sleeping quarters, hor recreation space. Thoughtfully updated throughout, the home features extensive interior improvements, incl a newer heating & cooling system, creating a move-in ready lakeside escape. Step outside and enjoy everything waterfront living has to offer--from morning coffee to entertaining on the deck to overlooking the water. There is a sandy bottom for enjoying the water and dock is up and ready for your boat. Whether you're searching for a year-round residence, weekend getaway, or investment opportunity, this Beadle Lake gem is a rare chance to own your own slice of waterfront paradise.
Source: SparkMLS
About this home
This 1-bedroom, 2-bath, 1,240 sq ft home built in 1947 sits in Battle Creek.
Currently offered at $335,000 (about $270/sq ft).
Estimated annual property tax: $6,200, or about $517 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms2
Living Area1,240 sqft
Lot Size0.18 acres
Year Built1947
Stories2
Location
CityBattle Creek
MunicipalityEmmett Twp
Zip Code49014
CountyCalhoun
School DistrictHarper Creek
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
WaterWell
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,200
Tax Year2025
Assessed Value$148,420
Parcel #10-029-044-08
Source: SparkMLS
Legal Description
EMMETT TWP/T2S R7W, SEC. 29: PART NE1/4 COM 1038.76 FT E & 374.61 FT N OF SW COR THEREOF TH N12DEG 45'W 173.1 FT N80DEG 01'E 61 FT S 170.5 FT TH S72DEG 15'W 29.3 FT TO BEG
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Pattison
RE/MAX Advantage
Frequently Asked Questions about 1971 Fern Beach, Battle Creek, MI 49014
What school district is 1971 Fern Beach, Battle Creek, MI 49014 in?
Per MLS# 26026742, this property is served by Harper Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026742, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026742, the most recent reported annual property tax for 1971 Fern Beach, Battle Creek, MI 49014 is $6,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1971 Fern Beach, Battle Creek, MI 49014 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1971 Fern Beach, Battle Creek, MI 49014 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Emmett Twp police department or the Calhoun County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1971 Fern Beach, Battle Creek, MI 49014
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