For Sale
198 W Chicago Road, Coldwater, MI 49036
$799,000
MLS # 26017980 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,092 sqftBuilt 200559 acres
1 / 27
Listing Description
A rare opportunity to own a true multi-use recreational and rural lifestyle property in Branch County, Michigan. Located at 198 W Chicago Rd in Coldwater within Batavia Township, this 59 acre tract offers the kind of diversity, usability, and infrastructure that serious land buyers look for but rarely find. Nestled back off the road and screened by conifers sits this one of a kind home featuring world class views of your acreage, wildlife habitat, meandering creek, and ponds! The land sets the tone from the moment you enter the property with approximately 5 to 7 acres of hay field which provide immediate usability for income, food plots, or small-scale farming. Meanwhile, the balance of the acreage consists of a highly recreational mix of timber, wetland, and natural habitat. This diversity creates strong edge, defined travel corridors, and natural bedding areas that consistently support healthy populations of whitetail deer, wild turkey, and small game. Water is a major asset here.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 3,092 sq ft home built in 2005 sits in Coldwater.
Currently offered at $799,000 (about $258/sq ft).
Annual property taxes run approximately $6,036 ($503/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeFarm
Bedrooms4
Bathrooms4
Living Area3,092 sqft
Lot Size59 acres
Year Built2005
Stories2
Location
CityColdwater
MunicipalityBatavia Twp
Zip Code49036
CountyBranch
School DistrictBronson
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingRadiant
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed4/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,036
Tax Year2025
Assessed Value$218,043
Parcel #060-026-200-005-10
Source: SparkMLS
Legal Description
E 1/2 OF NE 1/4 EXC NYC R/R ALSO EXC COM IN CEN OF US 112 WHERE W LI OF E 1/2 OF NE 1/4 CROSSES SD RD TH ELY 30 RDS TH N 16 RDS TH W 30 RDS TH S 26 RDS TO POB ALSO EXC COM AT SW COR TH E 10.5 CH TH N 3.5 CH TO C/L US 112 HWY TH S 79DEG W 10.8 CH TH S 1.25 CH TO POB SEC 26 T6S R7W SPLIT ON 05/20/2003 FROM 060-026-200-005-00;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shawn Kelley
Whitetail Properties Real Estate, LLC
Frequently Asked Questions about 198 W Chicago Road, Coldwater, MI 49036
Which school district serves 198 W Chicago Road, Coldwater, MI 49036?
Per MLS# 26017980, 198 W Chicago Road, Coldwater, MI 49036 is in the Bronson boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bronson directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26017980, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 198 W Chicago Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $6,036 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 198 W Chicago Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 198 W Chicago Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 198 W Chicago Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Batavia Twp police department or the Branch County sheriff's office.
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Monthly payment$5,182
Principal & interest$5,182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
198 W Chicago Road, Coldwater, MI 49036
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