Sold
19803 Merritt Avenue, Chippewa Lake, MI 49320
Sold on 05/21/2026 for$465,000
MLS # 26014965 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,106 sqftBuilt 19500.18 acres
1 / 44
Listing Description
Enjoy lake living at its finest in this beautiful 3-bedroom, 2 full bath Cape Cod home with 61 ft of private frontage on all-sports Chippewa Lake, perfect for fishing, swimming, and year-round recreation. The spacious main level features 9' ceilings, a bright and open kitchen with a center island, and a cozy living area with a gas fireplace ideal for relaxing after a day on the water. A large main-floor primary bedroom includes a walk-in closet, while the convenient main-floor laundry offers ample storage. Upstairs, you'll find two generously sized bedrooms with breathtaking lake views. Step outside to enjoy the covered porch, expansive deck, and stunning sunset views over the lake. The property also includes a dock, detached garage for extra storage, and a durable metal roof. A new water well installed in 2024 adds additional peace of mind. This is your opportunity to own a slice of lakefront paradise!
Source: SparkMLS
About this home
Located in Chippewa Lake, this property offers 3-bedroom, 2-bath, 2,106 sq ft, with original construction dating to 1950.
Final sale price: $465,000 (about $221/sq ft).
Estimated annual property tax: $2,877, or about $240 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,106 sqft
Lot Size0.18 acres
Year Built1950
Stories2
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/12/2026
Sold Date5/20/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$1,000
Source: SparkMLS
Tax Information
Annual Tax$2,877
Tax Year2015
Assessed Value$108,893
Parcel #5403-057-006-000
Source: SparkMLS
Legal Description
SEC 20&29 T16N R08W LOT 6 GRISWOLD PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob Thomas
United Realty Services LLC
Frequently Asked Questions about 19803 Merritt Avenue, Chippewa Lake, MI 49320
Which school district serves 19803 Merritt Avenue, Chippewa Lake, MI 49320?
Per MLS# 26014965, 19803 Merritt Avenue, Chippewa Lake, MI 49320 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
What financing options are available for 19803 Merritt Avenue, Chippewa Lake, MI 49320?
Per MLS# 26014965, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 19803 Merritt Avenue, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $2,877 (2015). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 19803 Merritt Avenue, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 19803 Merritt Avenue, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 19803 Merritt Avenue, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,035
Principal & interest$3,035
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19803 Merritt Avenue, Chippewa Lake, MI 49320
View full property history →
Get email alerts for new listings near 19803 Merritt Avenue
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.