Sold
20119 Merritt Avenue, Chippewa Lake, MI 49320
Sold on 10/12/2025 for$425,000
MLS # 25006486 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,700 sqftBuilt 19500.16 acres
1 / 39
Listing Description
Gorgeous lake front home on Chippewa Lake. 3 bed/2 bath with main floor laundry and a 18x23 great room with fireplace. open layout with updated kitchen/dining. On lake side there is a concrete seawall the full length of parcel and a fire pit for enjoyment. Nicely landscaped and a 2-story shed. Garage is a 28x36 with 3 stalls and has both water and heat in garage. Did I mention 1,300 sq ft of decking surrounding great room and lake side of house. Absolutely a must see. One of the best lake frontages I have ever seen. Call a Realto today to see this one.
Source: SparkMLS
About this home
Located in Chippewa Lake, this property offers 3-bedroom, 2-bath, 1,700 sq ft, with original construction dating to 1950.
This home sold for $425,000 (about $250/sq ft).
Property tax estimate: $1,250 per year ($104/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,700 sqft
Lot Size0.16 acres
Year Built1950
Stories1
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesCable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed8/22/2025
Sold Date10/11/2025
Original Price$565,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,250
Tax Year2024
Assessed Value$53,291
Parcel #5403057035000
Source: SparkMLS
Legal Description
S20 & 29 T16N R8W LOT 35 GRISWOLD PLAT AND VACATED LAKE ST FROM MERRITT TO LAKE 03-16-09 COMBINE FROM 03 057 110 000
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randy Ostrander
Lake and Lodge Realty LLC
Frequently Asked Questions about 20119 Merritt Avenue, Chippewa Lake, MI 49320
Which school district serves 20119 Merritt Avenue, Chippewa Lake, MI 49320?
Per MLS# 25006486, 20119 Merritt Avenue, Chippewa Lake, MI 49320 is in the Chippewa Hills School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25006486, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20119 Merritt Avenue, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $1,250 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20119 Merritt Avenue, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20119 Merritt Avenue, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 20119 Merritt Avenue, Chippewa Lake, MI 49320. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 20119 Merritt Avenue, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
10 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20119 Merritt Avenue, Chippewa Lake, MI 49320
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