Pending
20124 SPENCER Street, Detroit, MI 48234
$127,000
MLS # 20261027368 (Realcomp)
Built 19400.09 acres
1 / 11
Listing Description
2 Units !!! VERY NICONDITION !!!3 full baths. all together 2 bedrooms in the entry level and 2 bedrooms in the upper level. Natural fireplace in the living room and 2 car garage.. It could also be an amazing investment home!!!!
Source: SparkMLS
About this home
3-bath home in Grant in Detroit built in 1940.
Listed at $127,000.
Property tax estimate: $2,895 per year ($241/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Bathrooms3
Lot Size0.09 acres
Year Built1940
Location
CityDetroit
Zip Code48234
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
HeatingForced Air
Sale & Financing
Listed4/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,229
Tax Year2025
State Equalized Value$45,100
Assessed Value$45,100
Parcel #15005979.
Source: Public Records
Legal Description
E SPENCER 254 BASELINE SUB L45 P82 PLATS, W C R 15/258 35 X 116
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gaston Munoz
Munoz Realty Inc
Frequently Asked Questions about 20124 SPENCER Street, Detroit, MI 48234
Which school district serves 20124 SPENCER Street, Detroit, MI 48234?
Per MLS# 20261027368, 20124 SPENCER Street, Detroit, MI 48234 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261027368, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20124 SPENCER Street, Detroit, MI 48234?
Per public tax records, annual property taxes for this property are $2,129. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20124 SPENCER Street, Detroit, MI 48234 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 20124 SPENCER Street, Detroit, MI 48234 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20124 SPENCER Street, Detroit, MI 48234?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,895
Monthly$241
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$1,065
Principal & interest$824
Property taxes$241
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20124 SPENCER Street, Detroit, MI 48234
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Neighborhood
Grant
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Community
Detroit
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County
Wayne County
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