For Sale
2051 Scott Lake RD Road, Waterford, MI 48328
$1,149,000
MLS # 20261046672 (Realcomp)
4 beds4 baths3,985 sqftBuilt 20030.7 acres
1 / 54
Listing Description
Experience the pinnacle of year-round waterfront living on highly desirable, all-sports Scott Lake.This exceptional lakefront residence commands panoramic water views and features a private, sandy beach side—offering immediate access to premium boating, swimming, and fishing.The interior boasts refined finishes, including premium granite countertops and classic terra-cotta tile flooring. Expansive, newer high-efficiency windows flood the living spaces with natural light while framing the spectacular lakeside scenery.Demonstrating pride of ownership, the property features significant mechanical and structural updates, including a newer roof and water heater, alongside a meticulously maintained furnace. Completing this rare offering is an oversized four-car garage, providing unparalleled storage capacity for vehicles, marine equipment, and recreational gear. A remarkable opportunity to acquire a premier waterfront retreat in a coveted lake community.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 4-bedroom, 4-bath, 3,985 sq ft, with original construction dating to 2003.
Asking $1,149,000 (about $288/sq ft).
Property tax estimate: $16,737 per year ($1,395/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,985 sqft
Lot Size0.7 acres
Year Built2003
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access, Partial
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Central Vacuum, Humidifier
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$195 / Annually
Source: SparkMLS
Tax Information
Annual Tax$9,615
State Equalized Value$550,430
Taxable Value$249,120
Parcel #1314426027
Source: Public Records
Legal Description
T3N, R9E, SEC 14 PART OF NE 1/4 & PART OF SE 1/4 ALL DESC AS BEG AT PT DIST S 00-22-55 W 81.22 FT & N 89-58-00 W 60 FT FROM E 1/4 COR, TH N 89-58-00 W 237.56 FT, TH N 00-02-00 E 214.93 FT, TH S 89-38-16 E 47.02 FT, TH S 25-14-32 E 143.01 FT, TH S 89- 58-00 E 130 FT, TH S 00-21-44 W 7 FT, TH S 00-22-55 W 78.34 FT TO BEG 0.70 A 4-26-02 FR 020, 021 & 022
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Russell J Bayne III
Liberty Way Realty
Frequently Asked Questions about 2051 Scott Lake RD Road, Waterford, MI 48328
Which school district serves 2051 Scott Lake RD Road, Waterford, MI 48328?
Per MLS# 20261046672, 2051 Scott Lake RD Road, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 2051 Scott Lake RD Road, Waterford, MI 48328?
Per MLS# 20261046672, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2051 Scott Lake RD Road, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $9,615. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2051 Scott Lake RD Road, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2051 Scott Lake RD Road, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2051 Scott Lake RD Road, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$16,737
Monthly$1,395
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$8,863
Principal & interest$7,452
Property taxes$1,395
HOA$16
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2051 Scott Lake RD Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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