For Sale
20695 Gaberty Drive, Clinton Twp, MI 48038
$484,900
MLS # 20261050321 (Realcomp)
3 beds4 baths3,253 sqftBuilt 19980.24 acres
1 / 48
Listing Description
Gorgeous custom ranch in beautiful area on a partially wooded lot. This beautiful home has just undergone over $100k in remodel including a $26,000 new roof, new furnace & AC, all new paint, carpet, luxury vinyl and updated bathrooms. The grand foyer entry opens to the great room with beautiful lighting and new woodgrain luxury vinyl. Also in front is a modern den with wood floor and french doors. The kitchen features Lafata premium maple cabinets, tile backsplash, a desk area, big island, and open to the dining area and deck. Daylight basement has all new drywall and carpet, a half bath, and modern blackout ceiling with recessed lighting. Egress windows also allow basement to be used as 4th bedroom. The utility room has several built in storage shelves and a lot of floor space. Primary bathroom features a new tiled shower floor, new cabinetry with double sinks, new lighting and an amazing closet organizer system. The elevated deck has a pergola and stairs down to the fenced yard with lots of space underneath it. Side turned garage has loads of extra space for storage, workbench and pedestrian door in back out to the yard. The first floor laundry/mud room is in handy area between garage and kitchen and a half bath. Great location with easy access to so many great attractions, shopping and Chippewa Valley schools. According to Michigan property tax estimator the homestead tax rate should result in taxes being approximately $5k lower than current.
Source: SparkMLS
About this home
Located in Clinton Township in Clinton Twp, this property offers 3-bedroom, 4-bath, 3,253 sq ft, with original construction dating to 1998.
Currently offered at $484,900 (about $149/sq ft).
Property tax estimate: $12,729 per year ($1,061/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,253 sqft
Lot Size0.24 acres
Year Built1998
Stories1
Location
CityClinton Twp
MunicipalityClinton Twp
Zip Code48038
CountyMacomb
School DistrictChippewa Valley
Construction & Systems
ConstructionBrick
BasementDaylight
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$12,729
State Equalized Value$251,800
Taxable Value$212,103
Parcel #11-09-227-009
Source: Public Records
Legal Description
50-11-09-227-009 1999S T2N R13E PC 546 & 610 COMM AT A PT 1872.77 FT S 87* 10' 16" E 202.87 FT; TH S 23* 30' 16" W 551.43 FT S 87* 30' 42" E 287.86 FT; TH S 02* 58' 45" W & 195.00 FT N 87* 30' 09" W FROM THE NE COR OF PC 546 TO POB; TH S 02* 59' 27" W 140.47' TO THE NLY ROW LINE OF GABERTY DR (60'WD) AS REC'D IN NORTH BRANCH VALLEY NO 7 RECORDED IN LIBER 109, PAGES 12-22, INCL, M.C.R.; TH ALG SD R
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Patricia J Raymond
Keller Williams Paint Creek
Frequently Asked Questions about 20695 Gaberty Drive, Clinton Twp, MI 48038
Which school district serves 20695 Gaberty Drive, Clinton Twp, MI 48038?
Per MLS# 20261050321, 20695 Gaberty Drive, Clinton Twp, MI 48038 is in the Chippewa Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261050321, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20695 Gaberty Drive, Clinton Twp, MI 48038?
Per public tax records, annual property taxes for this property are $12,729. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20695 Gaberty Drive, Clinton Twp, MI 48038 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 20695 Gaberty Drive, Clinton Twp, MI 48038 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20695 Gaberty Drive, Clinton Twp, MI 48038?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,145
Principal & interest$3,145
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20695 Gaberty Drive, Clinton Twp, MI 48038
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Municipality
Clinton Township
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County
Macomb County
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