Sold
20773 GARDEN Lane, Ferndale, MI 48220
Sold on 07/17/2024 for$223,000
MLS # 20240044163 (Realcomp)
3 beds2 baths1,830 sqftBuilt 20030.11 acres
1 / 16
Listing Description
Welcome to this charming home, designed for comfort and convenience. As you enter, you'll be greeted by a calming neutral color scheme that brings tranquility and warmth to the space. The primary bedroom features a spacious walk-in closet to meet your storage needs and maintain a serene living area. Outside, a large patio extends into the backyard, perfect for relaxation, outdoor dining, or casual conversations. The fenced-in backyard ensures privacy and creates a secure outdoor environment. The owners have diligently maintained the property, including replacing some flooring, and ensuring everything is in superb condition. Living here means enjoying well-designed spaces indoors and outdoors, filled with warmth and personality. Don't miss out on this fantastic opportunity! Buyer/agent advised to verify homestead vs non homestead tax status with a tax professional.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,830 sq ft home in Royal Oak Township in Ferndale built in 2003.
Final sale price: $223,000 (about $122/sq ft).
Annual property taxes run approximately $2,709 ($226/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,830 sqft
Lot Size0.11 acres
Year Built2003
Stories2
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictFerndale Public Schools
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed6/20/2024
Sold Date7/16/2024
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,805
State Equalized Value$72,640
Taxable Value$72,640
Parcel #2533358029
Source: Public Records
Legal Description
T1N, R11E, SEC 33 FOREST GROVE SUB NO 1 LOT 224
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel Beirne
OpenDoor Brokerage LLC
Frequently Asked Questions about 20773 GARDEN Lane, Ferndale, MI 48220
What school district is 20773 GARDEN Lane, Ferndale, MI 48220 in?
Per MLS# 20240044163, this property is served by Ferndale Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20240044163, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240044163, the most recent reported annual property tax for 20773 GARDEN Lane, Ferndale, MI 48220 is $1,805. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20773 GARDEN Lane, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 20773 GARDEN Lane, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20773 GARDEN Lane, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 20773 GARDEN Lane, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,709
Monthly$226
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,659
Principal & interest$1,433
Property taxes$226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20773 GARDEN Lane, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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