Under Contract
208 S Church Street, Coloma, MI 49038
$229,900
MLS # 26013466 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,648 sqftBuilt 19000.22 acres
1 / 30
Listing Description
A standout beauty in a quaint lake town with option for a 4th bedroom and 2 full bathrooms! Welcome home to relaxation and convenience. This farmhouse on a large corner lot sits quietly under the shade of mature trees and aromatic blooms. An outdoor lounging deck, fire pit, and gorgeous, covered, wrap-around deck are perfect for entertaining. The completely fenced in yard provides privacy and security for pets or kids at play. Inside is bright, open and full of character and charm, where new flooring meets (refinished) original hardwood planks and fresh paint hugs the walls. The bedrooms and family areas are not only generously sized, but interchangeable to suit your needs. The basement is nearly full sized with tall ceilings and ready for some finished space. A new roof rounds out this amazing property. Walkability to town and close to wineries, farm stands, Paw Paw Lake, and Lake MI. 90 min from Chicago, 40 min to Kalamazoo, 45 min to South Bend. Come make this house yours!
Source: SparkMLS
About this home
Located in Coloma Township in Coloma, this property offers 3-bedroom, 2-bath, 1,648 sq ft, with original construction dating to 1900.
Currently offered at $229,900 (about $140/sq ft).
Property tax estimate: $2,098 per year ($175/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,648 sqft
Lot Size0.22 acres
Year Built1900
Stories2
Location
CityColoma
MunicipalityColoma City
Zip Code49038
CountyBerrien
School DistrictColoma
Construction & Systems
StyleFarmhouse, Traditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed4/2/2026
Original Price$239,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,098
Tax Year2024
Assessed Value$53,926
Parcel #11-60-0340-0026-06-4
Source: SparkMLS
Legal Description
PART OF LOTS 26 & 27 TOWN OF COLOMA COM AT NE COR OF LOT 26 TH S ON CHURCH ST 54.5' TH W 105' TH N 90' TH E 105' TH S 35.5'TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alison Plaisier
Cressy & Everett Real Estate
Frequently Asked Questions about 208 S Church Street, Coloma, MI 49038
Which school district serves 208 S Church Street, Coloma, MI 49038?
Per MLS# 26013466, 208 S Church Street, Coloma, MI 49038 is in the Coloma boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coloma directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26013466, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 208 S Church Street, Coloma, MI 49038?
Per public tax records, annual property taxes for this property are $2,098 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 208 S Church Street, Coloma, MI 49038 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 208 S Church Street, Coloma, MI 49038 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 208 S Church Street, Coloma, MI 49038?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coloma City police department or the Berrien County sheriff's office.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
208 S Church Street, Coloma, MI 49038
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Municipality
Coloma Township
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