Under Contract
20855 Lochmoor Street, Harper Woods, MI 48225
$225,000
MLS # 20261052735 (Realcomp)
3 beds3 baths1,300 sqftBuilt 19480.12 acres
1 / 45
Listing Description
Welcome home to this beautifully updated 3-bedroom, 3-bath bungalow in desirable Harper Woods with Grosse Pointe Schools. Offering outstanding curb appeal and a long list of recent improvements, this move-in-ready home combines classic charm with modern updates. The completely remodeled 2025 kitchen features custom cabinetry, granite countertops, ceramic tile backsplash, stainless steel appliances, a gas range, laminate flooring, and opens seamlessly to a spacious dining area with hardwood flooring. The bright and inviting living room offers hardwood floors, a gas fireplace, fresh paint, and abundant natural light. The first floor includes two bedrooms with hardwood floors, a versatile bonus room ideal as a home office, family room, or playroom, and a stunning new full bath (2025) featuring a large soaking tub with sliding glass shower doors. The private second-floor primary suite includes its own full bath and walk in closet. Additional updates include a new hot water tank (2024), new dryer (2025), updated plumbing (2025), and new electrical circuit breaker panel (2023). The basement includes a functional third bathroom, with the shower needing repair, offering additional potential. Enjoy the fenced backyard with a deck just off the bonus room—perfect for entertaining or relaxing. The oversized 2-car garage features a newer garage door and has been professionally stabilized and reinforced for added peace of mind. A fantastic opportunity to own an updated home in a sought-after location close to parks, shopping, dining and freeway access!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,300 sq ft home in Harper Woods in Harper Woods built in 1948.
Asking $225,000 (about $173/sq ft).
Property tax estimate: $5,468 per year ($456/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,300 sqft
Lot Size0.12 acres
Year Built1948
Stories2
Location
CityHarper Woods
MunicipalityHarper Woods City
Zip Code48225
CountyWayne
School DistrictGrosse Pointe
Construction & Systems
ConstructionAluminum Siding, Brick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$5,468
Parcel #42010010348000
Source: SparkMLS
Legal Description
393A348 LOT 348 ARTHUR J SCULLY'S EASTERN SUPER- HIGHWAYS SUB PC 183 393 577 611 L56 P75 76 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 15, 2026
Listed for sale
$225,000
More Homes in Harper Woods
Listed by Gerald Salerno
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 20855 Lochmoor Street, Harper Woods, MI 48225
Which school district serves 20855 Lochmoor Street, Harper Woods, MI 48225?
Per MLS# 20261052735, 20855 Lochmoor Street, Harper Woods, MI 48225 is in the Grosse Pointe boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grosse Pointe directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261052735, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20855 Lochmoor Street, Harper Woods, MI 48225?
Per public tax records, annual property taxes for this property are $5,468. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20855 Lochmoor Street, Harper Woods, MI 48225 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20855 Lochmoor Street, Harper Woods, MI 48225 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20855 Lochmoor Street, Harper Woods, MI 48225?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20855 Lochmoor Street, Harper Woods, MI 48225
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Municipality
Harper Woods
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County
Wayne County
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