For Sale
20913 Ridgemont Road, Harper Woods, MI 48225
$199,000
MLS # 20261053104 (Realcomp)
4 beds1 bath1,105 sqftBuilt 19600.09 acres
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Listing Description
Well-maintained 4-bedroom, 1-bath bungalow located in desirable Harper Woods. This tenant-occupied property offers immediate rental income, making it an excellent investment opportunity. Features include central air conditioning, a detached one-car garage, and a functional layout with spacious living areas. Conveniently located near schools, shopping, dining, parks, and major freeways, this home offers easy access to everyday amenities. Whether you're looking to expand your investment portfolio or purchase a home with strong potential, this property is worth a look.
Source: SparkMLS
About this home
Located in Harper Woods in Harper Woods, this property offers 4-bedroom, 1-bath, 1,105 sq ft, with original construction dating to 1960.
Asking $199,000 (about $180/sq ft).
Property tax estimate: $6,759 per year ($563/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,105 sqft
Lot Size0.09 acres
Year Built1960
Stories2
Location
CityHarper Woods
MunicipalityHarper Woods City
Zip Code48225
CountyWayne
School DistrictHarper Woods
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$6,759
Parcel #42013040057000
Source: SparkMLS
Legal Description
223A57 LOT 57 DALBY AND CAMPBELLS MACK VERNIER SUB PC 223 L58 P90 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 13, 2026
Listed for sale
$199,000
More Homes in Harper Woods
Listed by John Patrick McCabe
EXP Realty Main
Frequently Asked Questions about 20913 Ridgemont Road, Harper Woods, MI 48225
Which school district serves 20913 Ridgemont Road, Harper Woods, MI 48225?
Per MLS# 20261053104, 20913 Ridgemont Road, Harper Woods, MI 48225 is in the Harper Woods boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Harper Woods directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261053104, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20913 Ridgemont Road, Harper Woods, MI 48225?
Per public tax records, annual property taxes for this property are $6,759. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20913 Ridgemont Road, Harper Woods, MI 48225 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20913 Ridgemont Road, Harper Woods, MI 48225 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20913 Ridgemont Road, Harper Woods, MI 48225?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20913 Ridgemont Road, Harper Woods, MI 48225
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Municipality
Harper Woods
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County
Wayne County
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