Sold
21040 Woodside Avenue, Ferndale, MI 48220
Sold on 02/13/2026 for$145,000
MLS # 20251034422 (Realcomp)
3 beds1 bath1,858 sqftBuilt 19610.1 acres
1 / 19
Listing Description
Back on market because buyer's financing fell through but home appraised above asking price! Just minutes away from downtown Ferndale and tons of amenities, you won't want to miss this affordable brick ranch at 21040 Woodside! Budget friendly for first time home buyers and investors but still spacious enough for the right family. With 958 square feet, 3 cozy carpeted bedrooms, and a full basement for extra living space, entertaining, or storage. The backyard provides ample opportunities for outdoor activities and room for kids / pets. Flooring was updated 2 years ago with luxury vinyl plank in the main rooms and carpet in the bedrooms. The home comes equipped with central AC and recently certified mechanicals so you can stay comfortable in all 4 seasons. Contact us for more information or to schedule a showing.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,858 sq ft home in Royal Oak Township in Ferndale built in 1961.
Closed at $145,000 (about $78/sq ft).
Annual property taxes run approximately $1,548 ($129/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,858 sqft
Lot Size0.1 acres
Year Built1961
Stories1
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed9/8/2025
Sold Date2/12/2026
Original Price$149,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,643
State Equalized Value$41,520
Taxable Value$36,710
Parcel #2533352013
Source: Public Records
Legal Description
T1N, R11E, SEC 33 FOREST GROVE SUB NO 3 LOT 444
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Timothy Moore
Zest Realty LLC
Frequently Asked Questions about 21040 Woodside Avenue, Ferndale, MI 48220
Which school district serves 21040 Woodside Avenue, Ferndale, MI 48220?
Per MLS# 20251034422, 21040 Woodside Avenue, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251034422, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21040 Woodside Avenue, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $2,643. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21040 Woodside Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 21040 Woodside Avenue, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 21040 Woodside Avenue, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 21040 Woodside Avenue, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,548
Monthly$129
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,069
Principal & interest$940
Property taxes$129
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21040 Woodside Avenue, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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