Sold
2109 Middle Ridge, Holly, MI 48442
Sold on 05/14/2026 for$390,000
MLS # 20261012954 (Realcomp)
3 beds3 baths2,079 sqftBuilt 20180.15 acres
1 / 39
Listing Description
Immaculate and very spacious two-story home in a desirable location close to schools! This beautifully maintained property features an open granite kitchen with stainless steel appliances that flows seamlessly into a warm and inviting firelit great room—perfect for everyday living and entertaining. The first floor showcases custom trim and detailed window finishes that add charm and character throughout. Upstairs, you’ll find a custom primary suite complete with a large walk-in closet. Convenient 2nd floor laundry. Step outside to a low-maintenance Trex deck overlooking a peaceful wooded backdrop where wildlife is often seen. Additional highlights include a sprinkler system, invisible fence, newer gutter guards, and a new insulated garage door for added efficiency.A bright daylit basement offers additional space for recreation, hobbies, or future finishing.A 2018 built is truly a move-in ready home with thoughtful updates and a beautiful natural setting!
Source: SparkMLS
About this home
Located in Holly Township in Holly, this property offers 3-bedroom, 3-bath, 2,079 sq ft, with original construction dating to 2018.
Closed at $390,000 (about $188/sq ft).
Annual property taxes run approximately $4,956 ($413/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,079 sqft
Lot Size0.15 acres
Year Built2018
Stories2
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/26/2026
Sold Date5/13/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,641
State Equalized Value$175,970
Taxable Value$143,240
Parcel #0128127078
Source: Public Records
Legal Description
T5N, R7E, SEC 28 OAKLAND COUNTY CONDOMINIUM PLAN NO 1872 RIVERSIDE NORTH UNIT 78 L 37710 P 188 6-20-06 FR 126-011
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debbie Upleger
RE/MAX Town & Country
Frequently Asked Questions about 2109 Middle Ridge, Holly, MI 48442
Which school district serves 2109 Middle Ridge, Holly, MI 48442?
Per MLS# 20261012954, 2109 Middle Ridge, Holly, MI 48442 is in the Holly boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holly directly to confirm enrollment eligibility.
What financing options are available for 2109 Middle Ridge, Holly, MI 48442?
Per MLS# 20261012954, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2109 Middle Ridge, Holly, MI 48442?
Per public tax records, annual property taxes for this property are $4,641. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2109 Middle Ridge, Holly, MI 48442 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2109 Middle Ridge, Holly, MI 48442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2109 Middle Ridge, Holly, MI 48442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,956
Monthly$413
Millage rate28.1663 mills
Municipality: TOWNSHIP OF HOLLY
School district: GRAND BLANC COMM SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,049
Principal & interest$2,594
Property taxes$413
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2109 Middle Ridge, Holly, MI 48442
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Municipality
Holly Township
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County
Oakland County
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