For Sale
21201 29 Mile Road, Ray, MI
$650,000
MLS # 20261053944 (Realcomp)
3 beds2 baths3,700 sqftBuilt 20152.61 acres
1 / 51
Listing Description
OPEN HOUSE SATURDAY 7/25, 12:00–2:00 A rare Ray Township find where country living meets modern-day convenience! Built in 2015, this beautiful brick ranch sits on 2.61 acres with natural gas, a spacious pole barn with electricity and a cement floor, and Wolcott Mill Metropark-owned property right next door. Inside, you’ll find hardwood floors, a warm open layout, a flexible dining room that could easily become a private study, and a walkout basement with a unique four-wall cement cold room ideal for storage or added peace of mind. With peaceful surroundings, open space, and easy access to parks, equestrian trails, golf courses, wineries, and highly regarded schools, this is the Ray Township lifestyle buyers wait for.... All information deemed reliable but should be verified independently.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 3,700 sq ft home built in 2015 sits in Ray Township in Ray.
Currently offered at $650,000 (about $176/sq ft).
Estimated annual property tax: $6,706, or about $559 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,700 sqft
Lot Size2.61 acres
Year Built2015
Stories1
Location
CityRay
MunicipalityRay Twp
CountyMacomb
School DistrictArmada
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Water Softener/Owned
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,706
State Equalized Value$283,300
Taxable Value$214,926
Parcel #05-15-401-008
Source: Public Records
Legal Description
T4N,R13E,SEC 15; BEG AT S 1/4 SEC 15; TH N86*26'58"E 168.50 FT, TH N02*53'57"W 674.04 FT; TH S86*26'58"W 168.51 FT; TH S02*53'57"E 674.04 FT TO POB; 2.61 AC SPLIT ON 01/26/2005 FROM 05-15-401-001 SPLIT ON 01/26/2005 FROM 05-15-401-006
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Active
Jul 23, 2026
Listed for sale
$650,000
More Homes in Ray Township
Listed by Donna L McFarlane
Oak and Stone Real Estate
Frequently Asked Questions about 21201 29 Mile Road, Ray, MI
Which school district serves 21201 29 Mile Road, Ray, MI?
Per MLS# 20261053944, 21201 29 Mile Road, Ray, MI is in the Armada boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Armada directly to confirm enrollment eligibility.
What financing options are available for 21201 29 Mile Road, Ray, MI?
Per MLS# 20261053944, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21201 29 Mile Road, Ray, MI?
Per public tax records, annual property taxes for this property are $6,706. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21201 29 Mile Road, Ray, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 21201 29 Mile Road, Ray, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 21201 29 Mile Road, Ray, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21201 29 Mile Road, Ray, MI
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Municipality
Ray Township
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County
Macomb County
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