Sold
21423 Scotia Ln Lane, Ferndale, MI 48220
Sold on 07/14/2025 for$195,000
MLS # 25021912 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,531 sqftBuilt 19640.16 acres
1 / 35
Listing Description
Don't miss this charming 3-bedroom, 1.5-bath ranch home featuring beautiful hardwood floors and a versatile bonus room. The open basement offers potential for additional entertainment space. Located in Royal Oak Township, this home is move in ready. Just add your personal touches. Act fast! This is an incredible opportunity you don't want to miss!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,531 sq ft home in Royal Oak Township in Ferndale built in 1964.
Final sale price: $195,000 (about $127/sq ft).
Estimated annual property tax: $2,515, or about $210 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,531 sqft
Lot Size0.16 acres
Year Built1964
Stories1
Location
CityFerndale
MunicipalityRoyal Oak Charter Twp
Zip Code48220
CountyOakland
School DistrictOak Park City School District
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/20/2025
Sold Date7/13/2025
Terms AcceptedCash, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$2,457
Tax Year2024
State Equalized Value$67,430
Taxable Value$33,480
Assessed Value$32,480
Parcel #2532401016
Source: Public Records
Legal Description
T1N, R11E, SEC 32 NORTHLAND OAKS SUB LOT 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tanya Gailliard
eXp Realty, LLC
Frequently Asked Questions about 21423 Scotia Ln Lane, Ferndale, MI 48220
Which school district serves 21423 Scotia Ln Lane, Ferndale, MI 48220?
Per MLS# 25021912, 21423 Scotia Ln Lane, Ferndale, MI 48220 is in the Oak Park City School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Oak Park City School District directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25021912, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21423 Scotia Ln Lane, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $2,457 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21423 Scotia Ln Lane, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 21423 Scotia Ln Lane, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 21423 Scotia Ln Lane, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 21423 Scotia Ln Lane, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,515
Monthly$210
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,474
Principal & interest$1,265
Property taxes$210
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21423 Scotia Ln Lane, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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