For Sale
215 N 20th Street, Battle Creek, MI 49037
$375,000
MLS # 26026398 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19640.86 acres
1 / 4
Listing Description
FOR SALE: Freestanding 2,987 SF former bank branch on 0.86 acres in Springfield, Michigan. The property includes an additional 1,200 SF four-lane drive-thru and is well suited for a variety of retail, office, medical, service, or redevelopment uses. Located on N 20th Street with convenient access to W Dickman Road and W Columbia Avenue, building is positioned between established industrial, automotive, and retail corridors, providing strong connectivity throughout the Battle Creek market. Zoned B-2 General Commercial. Do not contact bank employees during business operations. Available September 2026. Contact Jodi Milks, CCIM, NAI Wisinski of West Michigan, at (269) 207-1040 or via email at [email protected] for additional information or to schedule a tour.
Source: SparkMLS
About this home
This 2-bath home built in 1964 sits in Battle Creek in Battle Creek.
Listed at $375,000.
Annual property taxes run approximately $11,588 ($966/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms2
Lot Size0.86 acres
Year Built1964
Location
CityBattle Creek
MunicipalitySpringfield City
Zip Code49037
CountyCalhoun
School DistrictBattle Creek
Construction & Systems
ConstructionAluminum Siding, Brick
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Electricity Connected
InteriorBroadband
Sale & Financing
Listed6/1/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$11,588
Tax Year2025
Assessed Value$168,094
Parcel #54-270-001-00
Source: SparkMLS
Legal Description
SP CITY, WEST LAWN, BLK 1, LOTS 4 & 5, N 35 FT LOT 13, ALL LOTS 14, 15 & 16.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jodi K Milks
NAI Wisinski of West Michigan
Frequently Asked Questions about 215 N 20th Street, Battle Creek, MI 49037
What school district is 215 N 20th Street, Battle Creek, MI 49037 in?
Per MLS# 26026398, this property is served by Battle Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 215 N 20th Street, Battle Creek, MI 49037?
Per MLS# 26026398, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026398, the most recent reported annual property tax for 215 N 20th Street, Battle Creek, MI 49037 is $11,588 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 215 N 20th Street, Battle Creek, MI 49037 eligible for USDA financing?
Per USDA Rural Development boundary data, 215 N 20th Street, Battle Creek, MI 49037 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 215 N 20th Street, Battle Creek, MI 49037 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Springfield City police department or the Calhoun County sheriff's office.
Map
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
215 N 20th Street, Battle Creek, MI 49037
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Municipality
Battle Creek
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