For Sale
2181 Harding Street, Detroit, MI 48214
$299,000
MLS # 20261032174 (Realcomp)
3 beds3 baths1,675 sqftBuilt 19080.13 acres
1 / 32
Listing Description
**HUGE PRICE DROP** SHORT WALK TO JEFFERSON AVE/MARINA. EAST VILLAGE STUNNER, FULLY RENOVATED, 3 bed, 2.5-bath gem with all the bells and whistles. Owner has spared no expense restoring this beauty that features a gorgeous open floor plan, large living area with dedicated dining space, rich wood flooring throughout, recessed lighting, gourmet EAT IN KITCHEN, designer light fixtures, fresh paint, plush carpet and a large private deck opening to the yard. Upstairs find 3 spacious bedrooms with wide plank flooring and two updated full bathrooms including a large en-suite primary bedroom with an impressive full bath, double vanity and shower.Big ticket items have been addressed with major upgrades--NEW ROOF, NEW WINDOWS, NEW HVAC/AC/WATER HEATER, perfect for homeowners looking for worry-free living from day one. Step outside to a large backyard--perfect for entertaining, relaxing, or creating your own private oasis. Area of appreciating home prices, new construction, and pride of ownership. Located just off Kercheval Avenue, in a rapidly transforming neighborhood filled with new shops, restaurants, and major city improvements, this home delivers style, comfort, and location all in one. Turnkey, trendy, and totally irresistible--this one won't last!
Source: SparkMLS
About this home
Located in Foch in Detroit, this property offers 3-bedroom, 3-bath, 1,675 sq ft, with original construction dating to 1908.
Currently offered at $299,000 (about $179/sq ft).
Estimated annual property tax: $237, or about $20 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,675 sqft
Lot Size0.13 acres
Year Built1908
Stories2
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionAluminum Siding, Brick
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Original Price$320,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$219
Tax Year2025
State Equalized Value$3,700
Assessed Value$3,700
Parcel #21039882.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2024. W HARDING 42 HENDRIES SUB L25 P38 PLATS, W C R 21/528 35 X 156.62A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Zena Berri
U.S. Investor Group
Frequently Asked Questions about 2181 Harding Street, Detroit, MI 48214
Which school district serves 2181 Harding Street, Detroit, MI 48214?
Per MLS# 20261032174, 2181 Harding Street, Detroit, MI 48214 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261032174, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2181 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $1,425. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2181 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2181 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2181 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$237
Monthly$20
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,959
Principal & interest$1,939
Property taxes$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2181 Harding Street, Detroit, MI 48214
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Neighborhood
Foch
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Community
Detroit
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County
Wayne County
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