Sold
22 Morse Street, Coldwater, MI 49036
Sold on 06/29/2026 for$210,000
MLS # 26012058 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,562 sqftBuilt 18730.15 acres
1 / 18
Listing Description
Beautifully remodeled home located in the heart of Coldwater! This move-in ready property offers 4 spacious bedrooms and 1 fully updated bathroom, providing plenty of room for family, guests, or a home office setup. From the moment you step inside, you'll notice the fresh, modern updates throughout, including new flooring, updated finishes, and a bright, inviting interior that feels like home. The main living spaces are thoughtfully designed to offer both comfort and functionality, with natural light filling the home and creating a warm, welcoming atmosphere. The kitchen has been refreshed to provide a clean and practical space for everyday living and entertaining, while the updated bathroom features stylish finishes and a fresh, modern look. Each bedroom offers generous space and flexibility, making it easy to accommodate a growing household or adapt to your needs. Outside, you'll appreciate the convenient in-town location, close to schools, parks, and shopping.
Source: SparkMLS
About this home
Located in Coldwater in Coldwater, this property offers 4-bedroom, 1-bath, 1,562 sq ft, with original construction dating to 1873.
Closed at $210,000 (about $134/sq ft).
Annual property taxes run approximately $3,175 ($265/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,562 sqft
Lot Size0.15 acres
Year Built1873
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed5/29/2026
Sold Date6/28/2026
Original Price$215,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$6,000
Source: SparkMLS
Tax Information
Annual Tax$3,175
Tax Year2024
Assessed Value$54,072
Parcel #302-000-000-762-00
Source: SparkMLS
Legal Description
COM ON E LI OF MORSE ST 12 RDS N OF N LI OF CHICAGO ST TH N 3 RDS TH E PAR WI CHICAGO ST 135 FT TH S 3 RDS TH WLY TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrew Boehm
RE/MAX Lakeshore
Frequently Asked Questions about 22 Morse Street, Coldwater, MI 49036
Which school district serves 22 Morse Street, Coldwater, MI 49036?
Per MLS# 26012058, 22 Morse Street, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26012058, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22 Morse Street, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $3,175 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22 Morse Street, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 22 Morse Street, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22 Morse Street, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$1,362
Principal & interest$1,362
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22 Morse Street, Coldwater, MI 49036
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Municipality
Coldwater
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