For Sale
2235 Harding Street, Detroit, MI 48214
$294,999
MLS # 20261020287 (Realcomp)
4 beds4 baths2,618 sqftBuilt 19100.13 acres
1 / 78
Listing Description
BRAND NEW AIR CONDITIONING UNIT INSTALLED ! BACKYARD PARKING IN NEW GATED PRIVATE CARPORT FENCED IN TO AN ENORMOUS PRIVATE YARD with a SPACIOUS DECK! Seller is offering $8,000 towards buyer closing costs! and/or interest rate with full offer! Turn-key East English Village opportunity! Fully updated with an open floor plan, high-end finishes, and tons of natural light from oversized bay windows. Second floor features 4 large bedrooms with great closet space, including a primary suite + additional full bath. The third-floor loft with full bath and skyline views offers ideal flex space (4th bedroom, office, or private suite). Finished basement adds bonus living/entertaining area. Prime location near Belle Isle, Riverwalk, and Indian Village hotspots! Move-in ready and easy to show—schedule today! With the new updates of parking, landscaping and air conditioning, plus the renovations happening next door, this one will be gone soon!
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,618 sq ft home in Foch in Detroit built in 1910.
Currently offered at $294,999 (about $113/sq ft).
Property tax estimate: $1,431 per year ($119/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,618 sqft
Lot Size0.13 acres
Year Built1910
Stories2
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed3/29/2026
Original Price$224,999
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$517
Tax Year2025
State Equalized Value$22,300
Assessed Value$22,300
Parcel #21039874.
Source: Public Records
Legal Description
W HARDING 50 HENDRIES SUB L25 P38 PLATS, W C R 21/528 35 X 158.05A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Milton Buford
Moving Maestros Real Estate Group
Frequently Asked Questions about 2235 Harding Street, Detroit, MI 48214
Which school district serves 2235 Harding Street, Detroit, MI 48214?
Per MLS# 20261020287, 2235 Harding Street, Detroit, MI 48214 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261020287, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2235 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $2,771. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2235 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2235 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2235 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,431
Monthly$119
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,033
Principal & interest$1,913
Property taxes$119
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2235 Harding Street, Detroit, MI 48214
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Neighborhood
Foch
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Community
Detroit
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County
Wayne County
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