Sold
228 South Street 230, Spring Lake, MI 49456
Sold on 06/22/2026 for$350,000
MLS # 26026347 (Michigan Regional Information Center (MichRIC))
5 beds2 baths1,640 sqftBuilt 19610.31 acres
1 / 50
Listing Description
Charming walkout duplex on a spacious lot in the Village of Spring Lake. Unit 228: 3 bedrooms, 1 full bath - fully and beautifully remodeled with a 7-8 year old furnace and 2-year-old water heater. Unit 230: 2 bedrooms, 1 full bath - solid condition with a brand new furnace (6 months old) and newer water heater. Both units feature their own full bathroom. Enjoy two oversized sheds in the backyard for tenant storage. Great location - walking distance to elementary school and churches, and just a minute drive to downtown Spring Lake. Perfect for owner-occupants or investors!
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 5-bedroom, 2-bath, 1,640 sq ft, with original construction dating to 1961.
Closed at $350,000 (about $213/sq ft).
Property tax estimate: $5,723 per year ($477/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,640 sqft
Lot Size0.31 acres
Year Built1961
Stories1
Location
CitySpring Lake
MunicipalitySpring Lake Vllg
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
HeatingNone
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Center Island
Sale & Financing
Listed6/1/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,723
Tax Year2025
State Equalized Value$96,300
Taxable Value$96,300
Assessed Value$96,300
Parcel #70-03-22-200-006
Source: Public Records
Legal Description
W 90 FT OF N 150 FT OF S 825 FT OF E 1/4 OF W 1/2 OF NW 1/4 OF NE 1/4. SEC 22 T8N R16W
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James M Chertos
Bellabay Realty LLC
Frequently Asked Questions about 228 South Street 230, Spring Lake, MI 49456
What school district is 228 South Street 230, Spring Lake, MI 49456 in?
Per MLS# 26026347, this property is served by Spring Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026347, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026347, the most recent reported annual property tax for 228 South Street 230, Spring Lake, MI 49456 is $5,723 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 228 South Street 230, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 228 South Street 230, Spring Lake, MI 49456 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Vllg police department or the Ottawa County sheriff's office.
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
228 South Street 230, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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