For Sale
23 Treasure Island, Roscommon, MI 48653
$999,900
MLS # 201841000
3 beds1 bath
1 / 33
Listing Description
Experience the ultimate Up North escape on beautiful Higgins Lake! Just a short boat ride from the marina, this stunning island retreat offers 90 feet of prime lake frontage and breathtaking panoramic water views from nearly every room. Start your mornings with a cup of coffee on the spacious lakeside patio or unwind in the evening while taking in spectacular sunsets over the crystal-clear waters of Higgins Lake. The covered side porch provides the perfect place to relax and cool off during warm summer afternoons, while the convenient outdoor shower makes it easy to rinse off after a day spent swimming, boating, and enjoying the lake. Inside, you'll find a beautifully designed kitchen featuring high-end cabinetry, premium countertops, and a wine refrigerator., Age: 16-20 Years Approx
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home sits in Roscommon.
Currently offered at $999,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Location
CityRoscommon
MunicipalityGerrish Twp
Zip Code48653
CountyRoscommon
Sale & Financing
Listed6/22/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Farrington
KW Northern Michigan Team Partners
Frequently Asked Questions about 23 Treasure Island, Roscommon, MI 48653
Is 23 Treasure Island, Roscommon, MI 48653 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 23 Treasure Island, Roscommon, MI 48653 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gerrish Twp police department or the Roscommon County sheriff's office.
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Monthly payment$6,485
Principal & interest$6,485
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
23 Treasure Island, Roscommon, MI 48653
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