For Sale
2312 Darwin Lane, Saginaw, MI 48603
$265,000
MLS # 20261046581 (Realcomp)
4 beds4 baths3,200 sqftBuilt 19790.27 acres
1 / 61
Listing Description
Duplex in Saginaw Township! Excellent income-producing duplex located in Saginaw Township neighborhood. Each unit features 2 bedrooms, 1.5 bathrooms, a private basement, attached 1-car garage, spacious deck, and its own private backyard. The property offers separate utilities. Built in 1979, the duplex offers approximately 2,200 square feet of living space and has a strong rental history.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,200 sq ft home in Saginaw Township in Saginaw built in 1979.
Currently offered at $265,000 (about $83/sq ft).
Annual property taxes run approximately $4,016 ($335/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,200 sqft
Lot Size0.27 acres
Year Built1979
Stories2
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,016
Parcel #23124184543000
Source: SparkMLS
Legal Description
LOT 43 CHARTER HEIGHTS PART OF NE 1/4 OF SE 1/4 FRL SEC 18 SEC 18 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel P Gullion
Real Estate For A CAUSE
Frequently Asked Questions about 2312 Darwin Lane, Saginaw, MI 48603
What school district is 2312 Darwin Lane, Saginaw, MI 48603 in?
Per MLS# 20261046581, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261046581, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046581, the most recent reported annual property tax for 2312 Darwin Lane, Saginaw, MI 48603 is $4,016. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2312 Darwin Lane, Saginaw, MI 48603 eligible for USDA financing?
Per USDA Rural Development boundary data, 2312 Darwin Lane, Saginaw, MI 48603 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2312 Darwin Lane, Saginaw, MI 48603 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2312 Darwin Lane, Saginaw, MI 48603
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Municipality
Saginaw Township
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